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Regulatory profile
San Antonio, TX · FDIC certificate #5510 · RSSD 682563
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$50B–$250B asset cohort · 35 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Period-matched peer context
Percentiles use 33 verified constituents for the same filing period.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $54.0B | $43.7B | $22.7B | 1.31% | 15.30% | 3.62% |
| 2026-03-31 | $52.8B | $43.2B | $22.1B | 1.31% | 15.35% | 3.61% |
| 2025-12-31 | $53.1B | $43.3B | $21.6B | 1.26% | 15.85% | 3.62% |
| 2025-09-30 | $52.6B | $42.9B | $21.2B | 1.26% | 16.09% | 3.59% |
| 2025-06-30 | $51.5B | $42.2B | $21.0B | 1.21% | 15.88% | 3.55% |
| 2025-03-31 | $52.1B | $42.9B | $20.6B | 1.18% | 15.76% | 3.48% |
| 2024-12-31 | $52.6B | $43.1B | $20.5B | 1.18% | 16.00% | 3.47% |
| 2024-09-30 | $51.1B | $42.2B | $19.8B | 1.17% | 15.77% | 3.47% |
| 2024-06-30 | $48.9B | $40.7B | $19.7B | 1.16% | 16.11% | 3.46% |
| 2024-03-31 | $49.6B | $41.2B | $19.1B | 1.11% | 15.52% | 3.40% |
| 2023-12-31 | $51.0B | $42.4B | $18.6B | 1.21% | 18.80% | 3.37% |
| 2023-09-30 | $48.8B | $41.4B | $18.2B | 1.34% | 21.32% | 3.37% |
| 2023-06-30 | $48.7B | $41.1B | $17.5B | 1.36% | 21.35% | 3.35% |
| 2023-03-31 | $51.3B | $42.6B | $17.3B | 1.38% | 22.43% | 3.33% |
| 2022-12-31 | $53.0B | $44.4B | $16.9B | 1.13% | 17.70% | 2.69% |
| 2022-09-30 | $53.0B | $47.0B | $16.7B | 1.02% | 15.52% | 2.49% |
| 2022-06-30 | $51.8B | $46.1B | $16.5B | 0.87% | 12.29% | 2.26% |
| 2022-03-31 | $51.3B | $45.0B | $16.3B | 0.79% | 10.47% | 2.10% |
| 2021-12-31 | $51.0B | $43.2B | $16.1B | 0.97% | 10.86% | 2.30% |
| 2021-09-30 | $48.0B | $40.2B | $15.6B | 1.03% | 11.20% | 2.38% |
| 2021-06-30 | $46.7B | $39.2B | $16.3B | 1.07% | 11.52% | 2.43% |
| 2021-03-31 | $44.1B | $37.4B | $17.6B | 1.09% | 11.41% | 2.42% |
| 2020-12-31 | $42.4B | $35.4B | $17.2B | 0.90% | 8.48% | 2.82% |
| 2020-09-30 | $40.2B | $33.8B | $18.0B | 0.91% | 8.39% | 2.91% |
| 2020-06-30 | $39.4B | $32.9B | $17.7B | 0.85% | 7.77% | 3.02% |
| 2020-03-31 | $34.2B | $28.6B | $15.1B | 0.67% | 5.91% | 3.18% |
| 2019-12-31 | $34.1B | $27.7B | $14.6B | 1.39% | 12.31% | 3.40% |
| 2019-09-30 | $33.2B | $27.2B | $14.5B | 1.44% | 12.76% | 3.44% |
| 2019-06-30 | $31.9B | $26.1B | $14.3B | 1.46% | 13.15% | 3.45% |
| 2019-03-31 | $31.7B | $26.4B | $14.3B | 1.48% | 13.71% | 3.39% |
| 2018-12-31 | $32.4B | $27.2B | $14.0B | 1.48% | 14.33% | 3.33% |
| 2018-09-30 | $31.3B | $26.5B | $13.7B | 1.46% | 14.24% | 3.31% |
| 2018-06-30 | $30.8B | $26.1B | $13.6B | 1.43% | 13.90% | 3.27% |
| 2018-03-31 | $31.5B | $26.9B | $13.2B | 1.38% | 13.54% | 3.18% |
| 2017-12-31 | $31.8B | $26.9B | $13.0B | 1.21% | 11.97% | 3.10% |
| 2017-09-30 | $31.0B | $26.5B | $12.6B | 1.17% | 11.70% | 3.09% |
| 2017-06-30 | $30.2B | $25.7B | $12.4B | 1.15% | 11.52% | 3.07% |
| 2017-03-31 | $30.6B | $26.2B | $12.0B | 1.13% | 11.59% | 3.01% |
| 2016-12-31 | $30.2B | $25.9B | $11.8B | 1.06% | 10.18% | 2.94% |
| 2016-09-30 | $29.6B | $25.2B | $11.4B | 1.03% | 9.78% | 2.93% |
| 2016-06-30 | $29.0B | $24.3B | $11.4B | 1.00% | 9.45% | 2.93% |
| 2016-03-31 | $28.5B | $24.3B | $11.4B | 0.98% | 9.45% | 2.93% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
CULLEN/FROST BANKERS, INC.RSSD 1102367 · 2013-06-01 to current
Unmatched RSSD entityRSSD 1022661 · 1989-12-19 to 2013-05-31
CULLEN/FROST BANKERS, INC.RSSD 1102367 · 1973-05-01 to 1989-12-18
2014-06-21RSSD 778466 → 682563 · code 1
2006-12-09RSSD 243151 → 682563 · code 1
2006-06-24RSSD 334750 → 682563 · code 1
2006-02-10RSSD 984557 → 682563 · code 1
2005-10-08RSSD 286466 → 682563 · code 1
2000-05-06RSSD 254951 → 682563 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.