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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Wheaton, IL · FDIC certificate #3674
GRAND RIDGE NATIONAL BANK is an FDIC-insured institution based in Wheaton, IL (FDIC certificate #3674). In its Q3 2026 Call Report it reported total assets of $461M, total deposits of $394M and net loans of $336M. Its primary federal regulator is OCC.
Reported facts
GRAND RIDGE NATIONAL BANK (FDIC certificate #3674) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $461M |
|---|---|
| Total deposits | $394M |
| Net loans and leases | $336M |
| Return on assets | 1.77% |
| Return on equity | 13.18% |
| Net interest margin | 5.69% |
| Quarterly asset change | 4.01% |
| Quarterly deposit change | 3.89% |
Plain-language readout
GRAND RIDGE NATIONAL BANK in Wheaton, IL reported total assets of $461M, total deposits of $394M and net loans of $336M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.77%, a return on equity of 13.18%, a net interest margin of 5.69%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $461M | $394M | $336M | 1.77% | 13.18% | 5.69% |
| Q2 2026 | $443M | $379M | $334M | 1.72% | 12.85% | 5.32% |
| Q1 2026 | $427M | $366M | $328M | 1.63% | 12.31% | 5.21% |
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