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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Wheaton, IL · FDIC certificate #3674
GRAND RIDGE NATIONAL BANK is an FDIC-insured institution based in Wheaton, IL (FDIC certificate #3674). In its Q3 2026 Call Report it reported total assets of $461M, total deposits of $394M and net loans of $336M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for GRAND RIDGE NATIONAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $394M |
|---|---|
| Net loans and leases | $336M |
Plain-language readout
GRAND RIDGE NATIONAL BANK in Wheaton, IL funds its loans with $394M of deposits and holds $336M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for GRAND RIDGE NATIONAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 85.31% in Q3 2026, against 89.75% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $336M | $394M | 85.31% |
| Q2 2026 | $334M | $379M | 87.98% |
| Q1 2026 | $328M | $366M | 89.75% |