Regulatory profile
Haverhill, MA · FDIC certificate #26411
HAVERHILL BANK is an FDIC-insured institution based in Haverhill, MA (FDIC certificate #26411). In its Q3 2026 Call Report it reported total assets of $632M, total deposits of $500M and net loans of $469M. Its primary federal regulator is FDIC.
Reported facts
HAVERHILL BANK (FDIC certificate #26411) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $632M |
|---|---|
| Total deposits | $500M |
| Net loans and leases | $469M |
| Return on assets | 1.00% |
| Return on equity | 10.34% |
| Net interest margin | 2.75% |
| Quarterly asset change | -0.73% |
| Quarterly deposit change | -1.42% |
Plain-language readout
HAVERHILL BANK in Haverhill, MA reported total assets of $632M, total deposits of $500M and net loans of $469M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.00%, a return on equity of 10.34%, a net interest margin of 2.75%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $632M | $500M | $469M | 1.00% | 10.34% | 2.75% |
| Q2 2026 | $637M | $508M | $466M | 1.53% | 15.74% | 2.69% |
| Q1 2026 | $638M | $513M | $474M | 0.18% | 1.88% | 2.62% |
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