Regulatory profile
Haverhill, MA · FDIC certificate #26411
HAVERHILL BANK is an FDIC-insured institution based in Haverhill, MA (FDIC certificate #26411). In its Q3 2026 Call Report it reported total assets of $632M, total deposits of $500M and net loans of $469M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for HAVERHILL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $500M |
|---|---|
| Net loans and leases | $469M |
Plain-language readout
HAVERHILL BANK in Haverhill, MA funds its loans with $500M of deposits and holds $469M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for HAVERHILL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 93.81% in Q3 2026, against 92.36% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $469M | $500M | 93.81% |
| Q2 2026 | $466M | $508M | 91.71% |
| Q1 2026 | $474M | $513M | 92.36% |