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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,741,446 | 1,850,092 | 1,787,396 | 0.47 | 3.91 | 3.29 |
| 2016-06-30 | 2,700,127 | 1,821,137 | 1,809,459 | 0.47 | 3.93 | 3.35 |
| 2016-09-30 | 2,739,837 | 1,812,404 | 1,863,452 | 0.50 | 4.20 | 3.38 |
| 2016-12-31 | 2,743,987 | 1,801,056 | 1,933,787 | 0.49 | 4.08 | 3.36 |
| 2017-03-31 | 3,151,395 | 2,103,238 | 2,259,648 | 0.05 | 0.43 | 3.79 |
| 2017-06-30 | 3,192,600 | 2,069,402 | 2,330,767 | 0.34 | 2.95 | 3.65 |
| 2017-09-30 | 3,242,901 | 2,129,294 | 2,375,518 | 0.46 | 3.99 | 3.57 |
| 2017-12-31 | 3,243,627 | 2,135,896 | 2,399,076 | 0.00 | 0.03 | 3.55 |
| 2018-03-31 | 3,264,118 | 2,209,557 | 2,425,530 | 0.78 | 6.97 | 3.42 |
| 2018-06-30 | 3,298,513 | 2,229,639 | 2,506,889 | 0.82 | 7.36 | 3.43 |
| 2018-09-30 | 3,349,014 | 2,233,243 | 2,573,631 | 0.87 | 7.73 | 3.44 |
| 2018-12-31 | 3,409,271 | 2,273,517 | 2,621,600 | 0.89 | 7.91 | 3.47 |
| 2019-03-31 | 3,454,811 | 2,331,602 | 2,649,534 | 0.39 | 3.50 | 3.41 |
| 2019-06-30 | 3,473,440 | 2,343,883 | 2,700,697 | 0.65 | 5.80 | 3.42 |
| 2019-09-30 | 3,652,907 | 2,515,930 | 2,775,792 | 0.77 | 6.91 | 3.38 |
| 2019-12-31 | 3,468,407 | 2,571,445 | 2,649,956 | 0.84 | 7.55 | 3.40 |
| 2020-03-31 | 3,547,356 | 2,556,739 | 2,675,359 | 0.15 | 1.36 | 3.19 |
| 2020-06-30 | 3,722,580 | 2,790,177 | 2,818,222 | 0.29 | 2.64 | 3.08 |
| 2020-09-30 | 3,673,800 | 2,745,889 | 2,851,249 | 0.41 | 3.74 | 3.07 |
| 2020-12-31 | 3,679,624 | 2,749,924 | 2,757,219 | 0.57 | 5.25 | 3.09 |
| 2021-03-31 | 3,648,303 | 2,918,695 | 2,740,802 | 0.88 | 8.24 | 3.08 |
| 2021-06-30 | 3,524,452 | 2,966,814 | 2,791,338 | 0.04 | 0.40 | 3.14 |
| 2021-09-30 | 3,481,119 | 2,993,737 | 2,790,397 | 0.43 | 3.95 | 3.25 |
| 2021-12-31 | 3,502,617 | 3,004,063 | 2,767,210 | 0.64 | 5.86 | 3.28 |
| 2022-03-31 | 3,541,619 | 3,061,675 | 2,753,767 | 0.93 | 8.47 | 3.37 |
| 2022-06-30 | 3,549,076 | 3,107,512 | 2,813,912 | 0.81 | 7.50 | 3.47 |
| 2022-09-30 | 3,555,111 | 3,109,636 | 2,905,734 | 0.89 | 8.26 | 3.73 |
| 2022-12-31 | 3,646,842 | 3,053,751 | 3,020,059 | 1.06 | 9.73 | 3.93 |
| 2023-03-31 | 4,526,672 | 3,679,085 | 3,692,211 | 0.71 | 6.61 | 4.44 |
| 2023-06-30 | 4,607,281 | 3,602,156 | 3,780,280 | 1.06 | 9.94 | 4.40 |
| 2023-09-30 | 4,651,248 | 3,642,160 | 3,817,947 | 1.17 | 10.85 | 4.29 |
| 2023-12-31 | 4,672,337 | 3,662,682 | 3,793,173 | 1.18 | 10.91 | 4.22 |
| 2024-03-31 | 4,683,680 | 3,800,109 | 3,824,112 | 1.34 | 11.93 | 3.88 |
| 2024-06-30 | 4,670,504 | 3,708,389 | 3,878,822 | 1.23 | 10.85 | 3.92 |
| 2024-09-30 | 4,635,354 | 3,762,758 | 3,843,450 | 1.21 | 10.57 | 3.93 |
| 2024-12-31 | 4,595,113 | 3,780,293 | 3,809,176 | 1.22 | 10.58 | 3.97 |
| 2025-03-31 | 4,557,173 | 3,740,581 | 3,757,206 | 1.30 | 10.61 | 4.07 |
| 2025-06-30 | 4,577,370 | 3,673,416 | 3,798,753 | 1.41 | 11.46 | 4.13 |
| 2025-09-30 | 4,591,360 | 3,711,342 | 3,797,487 | 1.43 | 11.50 | 4.18 |
| 2025-12-31 | 4,544,079 | 3,718,371 | 3,742,368 | 1.43 | 11.40 | 4.19 |
| 2026-03-31 | 4,384,743 | 3,646,303 | 3,614,466 | 1.53 | 11.51 | 4.30 |
| 2026-06-30 | 4,437,045 | 3,612,552 | 3,703,345 | 1.52 | 11.44 | 4.36 |
33 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-02-13 | 1 | 2354387 | 212577 |
| 2017-01-01 | 1 | 3546899 | 212577 |
| 2014-08-01 | 1 | 3377374 | 212577 |
| 2014-05-31 | 1 | 983671 | 212577 |
| 2013-08-01 | 1 | 3387159 | 212577 |
| 2010-10-01 | 1 | 784579 | 212577 |
| 2010-02-01 | 1 | 531474 | 212577 |
| 2005-04-01 | 1 | 728779 | 212577 |
| 1998-03-01 | 1 | 362977 | 212577 |
| 1996-10-01 | 1 | 512277 | 212577 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.