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Regulatory profile
Asheville, NC · FDIC certificate #27677 · RSSD 212577
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $4.4B | $3.6B | $3.7B | 1.52% | 11.44% | 4.36% |
| 2026-03-31 | $4.4B | $3.6B | $3.6B | 1.53% | 11.51% | 4.30% |
| 2025-12-31 | $4.5B | $3.7B | $3.7B | 1.43% | 11.40% | 4.19% |
| 2025-09-30 | $4.6B | $3.7B | $3.8B | 1.43% | 11.50% | 4.18% |
| 2025-06-30 | $4.6B | $3.7B | $3.8B | 1.41% | 11.46% | 4.13% |
| 2025-03-31 | $4.6B | $3.7B | $3.8B | 1.30% | 10.61% | 4.07% |
| 2024-12-31 | $4.6B | $3.8B | $3.8B | 1.22% | 10.58% | 3.97% |
| 2024-09-30 | $4.6B | $3.8B | $3.8B | 1.21% | 10.57% | 3.93% |
| 2024-06-30 | $4.7B | $3.7B | $3.9B | 1.23% | 10.85% | 3.92% |
| 2024-03-31 | $4.7B | $3.8B | $3.8B | 1.34% | 11.93% | 3.88% |
| 2023-12-31 | $4.7B | $3.7B | $3.8B | 1.18% | 10.91% | 4.22% |
| 2023-09-30 | $4.7B | $3.6B | $3.8B | 1.17% | 10.85% | 4.29% |
| 2023-06-30 | $4.6B | $3.6B | $3.8B | 1.06% | 9.94% | 4.40% |
| 2023-03-31 | $4.5B | $3.7B | $3.7B | 0.71% | 6.61% | 4.44% |
| 2022-12-31 | $3.6B | $3.1B | $3.0B | 1.06% | 9.73% | 3.93% |
| 2022-09-30 | $3.6B | $3.1B | $2.9B | 0.89% | 8.26% | 3.73% |
| 2022-06-30 | $3.5B | $3.1B | $2.8B | 0.81% | 7.50% | 3.47% |
| 2022-03-31 | $3.5B | $3.1B | $2.8B | 0.93% | 8.47% | 3.37% |
| 2021-12-31 | $3.5B | $3.0B | $2.8B | 0.64% | 5.86% | 3.28% |
| 2021-09-30 | $3.5B | $3.0B | $2.8B | 0.43% | 3.95% | 3.25% |
| 2021-06-30 | $3.5B | $3.0B | $2.8B | 0.04% | 0.40% | 3.14% |
| 2021-03-31 | $3.6B | $2.9B | $2.7B | 0.88% | 8.24% | 3.08% |
| 2020-12-31 | $3.7B | $2.7B | $2.8B | 0.57% | 5.25% | 3.09% |
| 2020-09-30 | $3.7B | $2.7B | $2.9B | 0.41% | 3.74% | 3.07% |
| 2020-06-30 | $3.7B | $2.8B | $2.8B | 0.29% | 2.64% | 3.08% |
| 2020-03-31 | $3.5B | $2.6B | $2.7B | 0.15% | 1.36% | 3.19% |
| 2019-12-31 | $3.5B | $2.6B | $2.6B | 0.84% | 7.55% | 3.40% |
| 2019-09-30 | $3.7B | $2.5B | $2.8B | 0.77% | 6.91% | 3.38% |
| 2019-06-30 | $3.5B | $2.3B | $2.7B | 0.65% | 5.80% | 3.42% |
| 2019-03-31 | $3.5B | $2.3B | $2.6B | 0.39% | 3.50% | 3.41% |
| 2018-12-31 | $3.4B | $2.3B | $2.6B | 0.89% | 7.91% | 3.47% |
| 2018-09-30 | $3.3B | $2.2B | $2.6B | 0.87% | 7.73% | 3.44% |
| 2018-06-30 | $3.3B | $2.2B | $2.5B | 0.82% | 7.36% | 3.43% |
| 2018-03-31 | $3.3B | $2.2B | $2.4B | 0.78% | 6.97% | 3.42% |
| 2017-12-31 | $3.2B | $2.1B | $2.4B | 0.00% | 0.03% | 3.55% |
| 2017-09-30 | $3.2B | $2.1B | $2.4B | 0.46% | 3.99% | 3.57% |
| 2017-06-30 | $3.2B | $2.1B | $2.3B | 0.34% | 2.95% | 3.65% |
| 2017-03-31 | $3.2B | $2.1B | $2.3B | 0.05% | 0.43% | 3.79% |
| 2016-12-31 | $2.7B | $1.8B | $1.9B | 0.49% | 4.08% | 3.36% |
| 2016-09-30 | $2.7B | $1.8B | $1.9B | 0.50% | 4.20% | 3.38% |
| 2016-06-30 | $2.7B | $1.8B | $1.8B | 0.47% | 3.93% | 3.35% |
| 2016-03-31 | $2.7B | $1.9B | $1.8B | 0.47% | 3.91% | 3.29% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 4366003 · 2012-07-11 to current
2023-02-13RSSD 2354387 → 212577 · code 1
2017-01-01RSSD 3546899 → 212577 · code 1
2014-08-01RSSD 3377374 → 212577 · code 1
2014-05-31RSSD 983671 → 212577 · code 1
2013-08-01RSSD 3387159 → 212577 · code 1
2010-10-01RSSD 784579 → 212577 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.