Regulatory profile
FDIC certificate #27677 · RSSD 212577
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
HomeTrust Bank changed deposits by 2847 USD thousands and market share by 0.186187 points in Cleveland County, NC
Source ↗HomeTrust Bank changed deposits by -90544 USD thousands and market share by -0.358744 points in Gwinnett County, GA
Source ↗HomeTrust Bank changed deposits by 96454 USD thousands and market share by 0.733687 points in Buncombe County, NC
Source ↗HomeTrust Bank changed deposits by 25181 USD thousands and market share by 0.013148 points in Wake County, NC
Source ↗HomeTrust Bank changed deposits by -4667 USD thousands and market share by -0.006214 points in Fulton County, GA
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Roanoke | VA | 4 | 0 | Unavailable |
| Asheville | NC | 2 | 1 | Unavailable |
| Greenville | SC | 2 | 0 | Unavailable |
| Johnson City | TN | 2 | 0 | Unavailable |
| Morristown | TN | 2 | 0 | Unavailable |
| Milton | GA | 1 | 0 | Unavailable |
| Suwanee | GA | 1 | 0 | Unavailable |
| Arden | NC | 1 | 0 | Unavailable |
| Cary | NC | 1 | 0 | Unavailable |
| Charlotte | NC | 1 | 0 | Unavailable |
| Cherryville | NC | 1 | 0 | Unavailable |
| Clyde | NC | 1 | 0 | Unavailable |
| Columbus | NC | 1 | 0 | Unavailable |
| Cornelius | NC | 1 | 0 | Unavailable |
| Eden | NC | 1 | 0 | Unavailable |
| Hendersonville | NC | 1 | 0 | Unavailable |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 4366003 · 2012-07-11 to current
Unresolved entityRSSD 4586678 · 2012-12-01 to current
2023-02-13RSSD 2354387 → 212577 · code 1
2017-01-01RSSD 3546899 → 212577 · code 1
2014-08-01RSSD 3377374 → 212577 · code 1
2014-05-31RSSD 983671 → 212577 · code 1
2013-08-01RSSD 3387159 → 212577 · code 1
2010-10-01RSSD 784579 → 212577 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $4.4B | $3.6B | $3.7B | 1.52% | 11.44% | 4.36% |
| 2026-03-31 | $4.4B | $3.6B | $3.6B | 1.53% | 11.51% | 4.30% |
| 2025-12-31 | $4.5B | $3.7B | $3.7B | 1.43% | 11.40% | 4.19% |
| 2025-09-30 | $4.6B | $3.7B | $3.8B | 1.43% | 11.50% | 4.18% |
| 2025-06-30 | $4.6B | $3.7B | $3.8B | 1.41% | 11.46% | 4.13% |
| 2025-03-31 | $4.6B | $3.7B | $3.8B | 1.30% | 10.61% | 4.07% |
| 2024-12-31 | $4.6B | $3.8B | $3.8B | 1.22% | 10.58% | 3.97% |
| 2024-09-30 | $4.6B | $3.8B | $3.8B | 1.21% | 10.57% | 3.93% |
| 2024-06-30 | $4.7B | $3.7B | $3.9B | 1.23% | 10.85% | 3.92% |
| 2024-03-31 | $4.7B | $3.8B | $3.8B | 1.34% | 11.93% | 3.88% |
| 2023-12-31 | $4.7B | $3.7B | $3.8B | 1.18% | 10.91% | 4.22% |
| 2023-09-30 | $4.7B | $3.6B | $3.8B | 1.17% | 10.85% | 4.29% |
| 2023-06-30 | $4.6B | $3.6B | $3.8B | 1.06% | 9.94% | 4.40% |
| 2023-03-31 | $4.5B | $3.7B | $3.7B | 0.71% | 6.61% | 4.44% |
| 2022-12-31 | $3.6B | $3.1B | $3.0B | 1.06% | 9.73% | 3.93% |
| 2022-09-30 | $3.6B | $3.1B | $2.9B | 0.89% | 8.26% | 3.73% |
| 2022-06-30 | $3.5B | $3.1B | $2.8B | 0.81% | 7.50% | 3.47% |
| 2022-03-31 | $3.5B | $3.1B | $2.8B | 0.93% | 8.47% | 3.37% |
| 2021-12-31 | $3.5B | $3.0B | $2.8B | 0.64% | 5.86% | 3.28% |
| 2021-09-30 | $3.5B | $3.0B | $2.8B | 0.43% | 3.95% | 3.25% |
| 2021-06-30 | $3.5B | $3.0B | $2.8B | 0.04% | 0.40% | 3.14% |
| 2021-03-31 | $3.6B | $2.9B | $2.7B | 0.88% | 8.24% | 3.08% |
| 2020-12-31 | $3.7B | $2.7B | $2.8B | 0.57% | 5.25% | 3.09% |
| 2020-09-30 | $3.7B | $2.7B | $2.9B | 0.41% | 3.74% | 3.07% |
| 2020-06-30 | $3.7B | $2.8B | $2.8B | 0.29% | 2.64% | 3.08% |
| 2020-03-31 | $3.5B | $2.6B | $2.7B | 0.15% | 1.36% | 3.19% |
| 2019-12-31 | $3.5B | $2.6B | $2.6B | 0.84% | 7.55% | 3.40% |
| 2019-09-30 | $3.7B | $2.5B | $2.8B | 0.77% | 6.91% | 3.38% |
| 2019-06-30 | $3.5B | $2.3B | $2.7B | 0.65% | 5.80% | 3.42% |
| 2019-03-31 | $3.5B | $2.3B | $2.6B | 0.39% | 3.50% | 3.41% |
| 2018-12-31 | $3.4B | $2.3B | $2.6B | 0.89% | 7.91% | 3.47% |
| 2018-09-30 | $3.3B | $2.2B | $2.6B | 0.87% | 7.73% | 3.44% |
| 2018-06-30 | $3.3B | $2.2B | $2.5B | 0.82% | 7.36% | 3.43% |
| 2018-03-31 | $3.3B | $2.2B | $2.4B | 0.78% | 6.97% | 3.42% |
| 2017-12-31 | $3.2B | $2.1B | $2.4B | 0.00% | 0.03% | 3.55% |
| 2017-09-30 | $3.2B | $2.1B | $2.4B | 0.46% | 3.99% | 3.57% |
| 2017-06-30 | $3.2B | $2.1B | $2.3B | 0.34% | 2.95% | 3.65% |
| 2017-03-31 | $3.2B | $2.1B | $2.3B | 0.05% | 0.43% | 3.79% |
| 2016-12-31 | $2.7B | $1.8B | $1.9B | 0.49% | 4.08% | 3.36% |
| 2016-09-30 | $2.7B | $1.8B | $1.9B | 0.50% | 4.20% | 3.38% |
| 2016-06-30 | $2.7B | $1.8B | $1.8B | 0.47% | 3.93% | 3.35% |
| 2016-03-31 | $2.7B | $1.9B | $1.8B | 0.47% | 3.91% | 3.29% |
| Lexington |
| NC |
| 1 |
| 0 |
| Unavailable |
| Raleigh | NC | 1 | 0 | Unavailable |
| Reidsville | NC | 1 | 0 | Unavailable |
| Shelby | NC | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2023-02-13: RSSD 2354387 → 212577 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 10 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NC | $2.4B | 0.33% | 19 | Continuing · +0.00 pp |
| TN | $545.6M | 0.23% | 66 | Continuing · -0.04 pp |
| VA | $326M | 0.10% | 59 | Continuing · -0.00 pp |
| GA | $288.1M | 0.08% | 89 | Continuing · -0.03 pp |
| SC | $114.5M | 0.09% | 59 | Continuing · -0.04 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.