Regulatory profile
Washington, DC · FDIC certificate #14679
INDUSTRIAL BANK is an FDIC-insured institution based in Washington, DC (FDIC certificate #14679). In its Q3 2026 Call Report it reported total assets of $757M, total deposits of $597M and net loans of $406M. Its primary federal regulator is FDIC.
Reported facts
INDUSTRIAL BANK (FDIC certificate #14679) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $757M |
|---|---|
| Total deposits | $597M |
| Net loans and leases | $406M |
| Return on assets | -0.03% |
| Return on equity | -0.19% |
| Net interest margin | 3.93% |
| Quarterly asset change | -2.24% |
| Quarterly deposit change | -1.73% |
Plain-language readout
INDUSTRIAL BANK in Washington, DC reported total assets of $757M, total deposits of $597M and net loans of $406M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -0.03%, a return on equity of -0.19%, a net interest margin of 3.93%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $757M | $597M | $406M | -0.03% | -0.19% | 3.93% |
| Q2 2026 | $774M | $607M | $402M | 0.01% | 0.10% | 3.90% |
| Q1 2026 | $775M | $608M | $406M | 0.00% | 0.01% | 3.83% |
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