Regulatory profile
Washington, DC · FDIC certificate #14679
INDUSTRIAL BANK is an FDIC-insured institution based in Washington, DC (FDIC certificate #14679). In its Q3 2026 Call Report it reported total assets of $757M, total deposits of $597M and net loans of $406M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for INDUSTRIAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $597M |
|---|---|
| Net loans and leases | $406M |
Plain-language readout
INDUSTRIAL BANK in Washington, DC funds its loans with $597M of deposits and holds $406M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for INDUSTRIAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 68.04% in Q3 2026, against 66.81% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $406M | $597M | 68.04% |
| Q2 2026 | $402M | $607M | 66.26% |
| Q1 2026 | $406M | $608M | 66.81% |