Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,627,827 | 2,144,350 | 1,956,593 | 0.72 | 7.14 | 2.22 |
| 2016-06-30 | 2,701,576 | 2,193,974 | 2,012,187 | 0.86 | 8.58 | 2.23 |
| 2016-09-30 | 2,745,734 | 2,215,418 | 2,037,768 | 0.95 | 9.53 | 2.22 |
| 2016-12-31 | 2,810,535 | 2,242,285 | 2,113,805 | 0.98 | 9.78 | 2.21 |
| 2017-03-31 | 2,948,859 | 2,367,904 | 2,221,303 | 1.42 | 14.03 | 2.10 |
| 2017-06-30 | 3,085,891 | 2,474,019 | 2,318,184 | 1.20 | 11.97 | 2.11 |
| 2017-09-30 | 3,283,316 | 2,659,887 | 2,466,851 | 1.14 | 11.50 | 2.07 |
| 2017-12-31 | 3,301,691 | 2,669,701 | 2,508,770 | 1.21 | 12.21 | 2.06 |
| 2018-03-31 | 3,314,064 | 2,685,845 | 2,538,185 | 1.28 | 12.79 | 2.09 |
| 2018-06-30 | 3,396,056 | 2,734,442 | 2,616,870 | 1.21 | 12.25 | 2.08 |
| 2018-09-30 | 3,470,682 | 2,807,977 | 2,659,867 | 1.20 | 12.09 | 2.04 |
| 2018-12-31 | 3,470,490 | 2,837,022 | 2,718,280 | 1.15 | 11.61 | 2.04 |
| 2019-03-31 | 3,500,587 | 2,795,666 | 2,724,305 | 3.07 | 30.53 | 2.03 |
| 2019-06-30 | 3,595,915 | 2,763,543 | 2,782,510 | 2.26 | 22.13 | 2.00 |
| 2019-09-30 | 3,609,643 | 2,730,898 | 2,803,037 | 1.94 | 18.68 | 2.00 |
| 2019-12-31 | 3,717,267 | 2,833,419 | 2,835,019 | 1.99 | 18.94 | 1.98 |
| 2020-03-31 | 3,717,757 | 2,889,800 | 2,877,625 | -6.20 | -60.73 | 1.95 |
| 2020-06-30 | 3,887,577 | 2,957,585 | 2,874,135 | -1.02 | -10.08 | 2.02 |
| 2020-09-30 | 3,869,689 | 2,937,219 | 2,809,130 | 0.11 | 1.03 | 1.97 |
| 2020-12-31 | 3,964,932 | 3,075,264 | 2,781,632 | 1.21 | 11.49 | 1.97 |
| 2021-03-31 | 4,044,476 | 3,157,711 | 2,730,189 | 2.45 | 20.98 | 2.12 |
| 2021-06-30 | 4,230,183 | 3,305,045 | 2,955,333 | 2.45 | 20.86 | 2.08 |
| 2021-09-30 | 4,347,726 | 3,352,364 | 3,159,663 | 1.80 | 15.30 | 2.11 |
| 2021-12-31 | 4,534,739 | 3,491,524 | 3,221,041 | 2.41 | 20.32 | 2.14 |
| 2022-03-31 | 4,545,878 | 3,561,941 | 3,288,745 | -0.77 | -6.35 | 2.22 |
| 2022-06-30 | 4,663,280 | 3,769,498 | 3,565,452 | -1.92 | -16.41 | 2.26 |
| 2022-09-30 | 4,763,197 | 3,711,849 | 3,606,265 | -1.62 | -14.29 | 2.28 |
| 2022-12-31 | 4,869,275 | 3,617,652 | 3,712,412 | -0.39 | -3.47 | 2.22 |
| 2023-03-31 | 4,920,590 | 3,609,292 | 3,705,389 | 1.16 | 10.53 | 1.61 |
| 2023-06-30 | 4,886,386 | 3,469,576 | 3,793,001 | 1.25 | 11.25 | 1.49 |
| 2023-09-30 | 4,985,355 | 3,246,007 | 3,864,781 | 0.59 | 5.29 | 1.39 |
| 2023-12-31 | 5,041,251 | 3,264,722 | 3,996,379 | 0.82 | 7.41 | 1.30 |
| 2024-03-31 | 5,085,006 | 3,133,088 | 4,002,875 | 1.54 | 13.44 | 1.04 |
| 2024-06-30 | 5,199,682 | 3,136,572 | 4,073,486 | 1.07 | 9.36 | 1.02 |
| 2024-09-30 | 5,214,566 | 3,133,418 | 4,056,936 | 0.93 | 8.09 | 1.01 |
| 2024-12-31 | 5,342,448 | 3,358,935 | 4,090,025 | 0.74 | 6.46 | 0.99 |
| 2025-03-31 | 5,325,960 | 3,318,864 | 4,084,708 | -0.65 | -5.67 | 1.09 |
| 2025-06-30 | 5,367,683 | 3,260,629 | 4,135,364 | 0.63 | 5.49 | 1.12 |
| 2025-09-30 | 5,350,041 | 3,186,965 | 4,191,583 | 1.02 | 8.72 | 1.15 |
| 2025-12-31 | 5,372,290 | 3,179,286 | 4,186,537 | 0.91 | 7.65 | 1.17 |
| 2026-03-31 | 5,406,916 | 3,313,274 | 4,180,861 | 0.15 | 1.19 | 1.29 |
| 2026-06-30 | 5,564,409 | 3,366,877 | 4,244,398 | 1.05 | 8.46 | 1.31 |
13 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-08-30 | 1 | 555005 | 272302 |
| 2007-07-01 | 1 | 159476 | 272302 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.