Regulatory profile
FDIC certificate #90250 · RSSD 272302
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
ROA asset-peer percentile moved 4.4 to 34.1
Source ↗Institution for Savings in Newburyport and Its Vicinity changed deposits by 124057 USD thousands and market share by -0.017021 points in MA
Source ↗Institution for Savings in Newburyport and Its Vicinity changed deposits by 124057 USD thousands and market share by 0.239595 points in Essex County, MA
Source ↗NIC transformation 1
NIC transformation 1
Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Newburyport | MA | 2 | 1 | Unavailable |
| Amesbury | MA | 1 | 0 | Unavailable |
| Beverly | MA | 1 | 0 | Unavailable |
| Gloucester | MA | 1 | 0 | Unavailable |
| Ipswich | MA | 1 | 0 | Unavailable |
| Middleton | MA | 1 | 0 | Unavailable |
| Rockport | MA | 1 | 0 | Unavailable |
| Rowley | MA | 1 | 0 | Unavailable |
| Salem | MA | 1 | 0 | Unavailable |
| Salisbury | MA | 1 | 0 | Unavailable |
| South Hamilton | MA | 1 | 0 | Unavailable |
| Topsfield | MA | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2014-08-30: RSSD 555005 → 272302 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 2 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 5806739 · 2023-01-01 to current
Unresolved entityRSSD 5811984 · 2023-01-01 to current
2014-08-30RSSD 555005 → 272302 · code 1
2007-07-01RSSD 159476 → 272302 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $5.6B | $3.4B | $4.2B | 1.05% | 8.46% | 1.31% |
| 2026-03-31 | $5.4B | $3.3B | $4.2B | 0.15% | 1.19% | 1.29% |
| 2025-12-31 | $5.4B | $3.2B | $4.2B | 0.91% | 7.65% | 1.17% |
| 2025-09-30 | $5.4B | $3.2B | $4.2B | 1.02% | 8.72% | 1.15% |
| 2025-06-30 | $5.4B | $3.3B | $4.1B | 0.63% | 5.49% | 1.12% |
| 2025-03-31 | $5.3B | $3.3B | $4.1B | -0.65% | -5.67% | 1.09% |
| 2024-12-31 | $5.3B | $3.4B | $4.1B | 0.74% | 6.46% | 0.99% |
| 2024-09-30 | $5.2B | $3.1B | $4.1B | 0.93% | 8.09% | 1.01% |
| 2024-06-30 | $5.2B | $3.1B | $4.1B | 1.07% | 9.36% | 1.02% |
| 2024-03-31 | $5.1B | $3.1B | $4.0B | 1.54% | 13.44% | 1.04% |
| 2023-12-31 | $5.0B | $3.3B | $4.0B | 0.82% | 7.41% | 1.30% |
| 2023-09-30 | $5.0B | $3.2B | $3.9B | 0.59% | 5.29% | 1.39% |
| 2023-06-30 | $4.9B | $3.5B | $3.8B | 1.25% | 11.25% | 1.49% |
| 2023-03-31 | $4.9B | $3.6B | $3.7B | 1.16% | 10.53% | 1.61% |
| 2022-12-31 | $4.9B | $3.6B | $3.7B | -0.39% | -3.47% | 2.22% |
| 2022-09-30 | $4.8B | $3.7B | $3.6B | -1.62% | -14.29% | 2.28% |
| 2022-06-30 | $4.7B | $3.8B | $3.6B | -1.92% | -16.41% | 2.26% |
| 2022-03-31 | $4.5B | $3.6B | $3.3B | -0.77% | -6.35% | 2.22% |
| 2021-12-31 | $4.5B | $3.5B | $3.2B | 2.41% | 20.32% | 2.14% |
| 2021-09-30 | $4.3B | $3.4B | $3.2B | 1.80% | 15.30% | 2.11% |
| 2021-06-30 | $4.2B | $3.3B | $3.0B | 2.45% | 20.86% | 2.08% |
| 2021-03-31 | $4.0B | $3.2B | $2.7B | 2.45% | 20.98% | 2.12% |
| 2020-12-31 | $4.0B | $3.1B | $2.8B | 1.21% | 11.49% | 1.97% |
| 2020-09-30 | $3.9B | $2.9B | $2.8B | 0.11% | 1.03% | 1.97% |
| 2020-06-30 | $3.9B | $3.0B | $2.9B | -1.02% | -10.08% | 2.02% |
| 2020-03-31 | $3.7B | $2.9B | $2.9B | -6.20% | -60.73% | 1.95% |
| 2019-12-31 | $3.7B | $2.8B | $2.8B | 1.99% | 18.94% | 1.98% |
| 2019-09-30 | $3.6B | $2.7B | $2.8B | 1.94% | 18.68% | 2.00% |
| 2019-06-30 | $3.6B | $2.8B | $2.8B | 2.26% | 22.13% | 2.00% |
| 2019-03-31 | $3.5B | $2.8B | $2.7B | 3.07% | 30.53% | 2.03% |
| 2018-12-31 | $3.5B | $2.8B | $2.7B | 1.15% | 11.61% | 2.04% |
| 2018-09-30 | $3.5B | $2.8B | $2.7B | 1.20% | 12.09% | 2.04% |
| 2018-06-30 | $3.4B | $2.7B | $2.6B | 1.21% | 12.25% | 2.08% |
| 2018-03-31 | $3.3B | $2.7B | $2.5B | 1.28% | 12.79% | 2.09% |
| 2017-12-31 | $3.3B | $2.7B | $2.5B | 1.21% | 12.21% | 2.06% |
| 2017-09-30 | $3.3B | $2.7B | $2.5B | 1.14% | 11.50% | 2.07% |
| 2017-06-30 | $3.1B | $2.5B | $2.3B | 1.20% | 11.97% | 2.11% |
| 2017-03-31 | $2.9B | $2.4B | $2.2B | 1.42% | 14.03% | 2.10% |
| 2016-12-31 | $2.8B | $2.2B | $2.1B | 0.98% | 9.78% | 2.21% |
| 2016-09-30 | $2.7B | $2.2B | $2.0B | 0.95% | 9.53% | 2.22% |
| 2016-06-30 | $2.7B | $2.2B | $2.0B | 0.86% | 8.58% | 2.23% |
| 2016-03-31 | $2.6B | $2.1B | $2.0B | 0.72% | 7.14% | 2.22% |
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MA | $3.3B | 0.54% | 20 | Continuing · -0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.