Regulatory profile
Newburyport, MA · FDIC certificate #90250 · RSSD 272302
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $5.6B | $3.4B | $4.2B | 1.05% | 8.46% | 1.31% |
| 2026-03-31 | $5.4B | $3.3B | $4.2B | 0.15% | 1.19% | 1.29% |
| 2025-12-31 | $5.4B | $3.2B | $4.2B | 0.91% | 7.65% | 1.17% |
| 2025-09-30 | $5.4B | $3.2B | $4.2B | 1.02% | 8.72% | 1.15% |
| 2025-06-30 | $5.4B | $3.3B | $4.1B | 0.63% | 5.49% | 1.12% |
| 2025-03-31 | $5.3B | $3.3B | $4.1B | -0.65% | -5.67% | 1.09% |
| 2024-12-31 | $5.3B | $3.4B | $4.1B | 0.74% | 6.46% | 0.99% |
| 2024-09-30 | $5.2B | $3.1B | $4.1B | 0.93% | 8.09% | 1.01% |
| 2024-06-30 | $5.2B | $3.1B | $4.1B | 1.07% | 9.36% | 1.02% |
| 2024-03-31 | $5.1B | $3.1B | $4.0B | 1.54% | 13.44% | 1.04% |
| 2023-12-31 | $5.0B | $3.3B | $4.0B | 0.82% | 7.41% | 1.30% |
| 2023-09-30 | $5.0B | $3.2B | $3.9B | 0.59% | 5.29% | 1.39% |
| 2023-06-30 | $4.9B | $3.5B | $3.8B | 1.25% | 11.25% | 1.49% |
| 2023-03-31 | $4.9B | $3.6B | $3.7B | 1.16% | 10.53% | 1.61% |
| 2022-12-31 | $4.9B | $3.6B | $3.7B | -0.39% | -3.47% | 2.22% |
| 2022-09-30 | $4.8B | $3.7B | $3.6B | -1.62% | -14.29% | 2.28% |
| 2022-06-30 | $4.7B | $3.8B | $3.6B | -1.92% | -16.41% | 2.26% |
| 2022-03-31 | $4.5B | $3.6B | $3.3B | -0.77% | -6.35% | 2.22% |
| 2021-12-31 | $4.5B | $3.5B | $3.2B | 2.41% | 20.32% | 2.14% |
| 2021-09-30 | $4.3B | $3.4B | $3.2B | 1.80% | 15.30% | 2.11% |
| 2021-06-30 | $4.2B | $3.3B | $3.0B | 2.45% | 20.86% | 2.08% |
| 2021-03-31 | $4.0B | $3.2B | $2.7B | 2.45% | 20.98% | 2.12% |
| 2020-12-31 | $4.0B | $3.1B | $2.8B | 1.21% | 11.49% | 1.97% |
| 2020-09-30 | $3.9B | $2.9B | $2.8B | 0.11% | 1.03% | 1.97% |
| 2020-06-30 | $3.9B | $3.0B | $2.9B | -1.02% | -10.08% | 2.02% |
| 2020-03-31 | $3.7B | $2.9B | $2.9B | -6.20% | -60.73% | 1.95% |
| 2019-12-31 | $3.7B | $2.8B | $2.8B | 1.99% | 18.94% | 1.98% |
| 2019-09-30 | $3.6B | $2.7B | $2.8B | 1.94% | 18.68% | 2.00% |
| 2019-06-30 | $3.6B | $2.8B | $2.8B | 2.26% | 22.13% | 2.00% |
| 2019-03-31 | $3.5B | $2.8B | $2.7B | 3.07% | 30.53% | 2.03% |
| 2018-12-31 | $3.5B | $2.8B | $2.7B | 1.15% | 11.61% | 2.04% |
| 2018-09-30 | $3.5B | $2.8B | $2.7B | 1.20% | 12.09% | 2.04% |
| 2018-06-30 | $3.4B | $2.7B | $2.6B | 1.21% | 12.25% | 2.08% |
| 2018-03-31 | $3.3B | $2.7B | $2.5B | 1.28% | 12.79% | 2.09% |
| 2017-12-31 | $3.3B | $2.7B | $2.5B | 1.21% | 12.21% | 2.06% |
| 2017-09-30 | $3.3B | $2.7B | $2.5B | 1.14% | 11.50% | 2.07% |
| 2017-06-30 | $3.1B | $2.5B | $2.3B | 1.20% | 11.97% | 2.11% |
| 2017-03-31 | $2.9B | $2.4B | $2.2B | 1.42% | 14.03% | 2.10% |
| 2016-12-31 | $2.8B | $2.2B | $2.1B | 0.98% | 9.78% | 2.21% |
| 2016-09-30 | $2.7B | $2.2B | $2.0B | 0.95% | 9.53% | 2.22% |
| 2016-06-30 | $2.7B | $2.2B | $2.0B | 0.86% | 8.58% | 2.23% |
| 2016-03-31 | $2.6B | $2.1B | $2.0B | 0.72% | 7.14% | 2.22% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 5806739 · 2023-01-01 to current
2014-08-30RSSD 555005 → 272302 · code 1
2007-07-01RSSD 159476 → 272302 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.