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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,135,387 | 903,438 | 910,754 | 0.56 | 6.78 | 3.18 |
| 2016-06-30 | 1,164,781 | 914,864 | 947,149 | 0.57 | 6.99 | 3.17 |
| 2016-09-30 | 1,183,532 | 945,713 | 971,643 | 0.58 | 7.11 | 3.16 |
| 2016-12-31 | 1,206,170 | 977,994 | 991,623 | 0.60 | 7.31 | 3.26 |
| 2017-03-31 | 1,240,521 | 997,719 | 1,020,791 | 0.45 | 5.43 | 3.16 |
| 2017-06-30 | 1,273,664 | 1,011,133 | 1,049,475 | 0.55 | 6.61 | 3.21 |
| 2017-09-30 | 1,279,658 | 1,015,823 | 1,043,119 | 0.58 | 6.87 | 3.23 |
| 2017-12-31 | 1,265,069 | 1,030,890 | 1,028,021 | 0.26 | 3.07 | 3.26 |
| 2018-03-31 | 1,237,634 | 1,009,796 | 1,022,247 | 0.65 | 7.00 | 3.35 |
| 2018-06-30 | 1,301,947 | 1,051,989 | 1,072,790 | 0.72 | 7.70 | 3.37 |
| 2018-09-30 | 1,312,758 | 1,066,321 | 1,085,506 | 0.79 | 8.49 | 3.40 |
| 2018-12-31 | 1,297,445 | 1,057,957 | 1,084,752 | 0.72 | 7.68 | 3.44 |
| 2019-03-31 | 1,328,900 | 1,097,653 | 1,075,015 | 0.90 | 9.76 | 3.48 |
| 2019-06-30 | 1,331,534 | 1,096,206 | 1,081,511 | 0.89 | 9.58 | 3.50 |
| 2019-09-30 | 1,335,715 | 1,094,125 | 1,099,739 | 0.87 | 9.32 | 3.51 |
| 2019-12-31 | 1,362,062 | 1,111,562 | 1,141,112 | 0.71 | 7.71 | 3.51 |
| 2020-03-31 | 1,383,895 | 1,089,021 | 1,144,996 | -0.53 | -6.04 | 3.48 |
| 2020-06-30 | 1,625,411 | 1,389,449 | 1,308,646 | 0.14 | 1.69 | 3.37 |
| 2020-09-30 | 1,639,103 | 1,399,843 | 1,292,396 | 0.33 | 4.13 | 3.26 |
| 2020-12-31 | 1,661,727 | 1,415,039 | 1,221,182 | 0.51 | 6.36 | 3.26 |
| 2021-03-31 | 1,771,360 | 1,532,968 | 1,235,909 | 0.93 | 11.81 | 2.95 |
| 2021-06-30 | 1,772,063 | 1,526,457 | 1,187,664 | 0.88 | 11.22 | 2.89 |
| 2021-09-30 | 1,782,194 | 1,537,667 | 1,142,154 | 0.85 | 10.69 | 2.92 |
| 2021-12-31 | 1,738,910 | 1,508,634 | 1,107,905 | 0.78 | 9.59 | 2.93 |
| 2022-03-31 | 1,805,678 | 1,570,670 | 1,109,703 | 0.29 | 3.33 | 2.80 |
| 2022-06-30 | 1,841,212 | 1,609,898 | 1,167,925 | 0.41 | 4.80 | 2.93 |
| 2022-09-30 | 2,111,820 | 1,796,255 | 1,359,892 | 0.53 | 6.36 | 3.13 |
| 2022-12-31 | 2,071,879 | 1,766,457 | 1,397,592 | 1.00 | 12.00 | 3.57 |
| 2023-03-31 | 2,084,103 | 1,750,278 | 1,418,789 | 0.97 | 11.39 | 3.56 |
| 2023-06-30 | 2,151,460 | 1,726,291 | 1,455,753 | 0.89 | 10.44 | 3.35 |
| 2023-09-30 | 2,180,188 | 1,735,615 | 1,497,448 | 0.75 | 8.82 | 3.27 |
| 2023-12-31 | 2,211,814 | 1,778,946 | 1,528,692 | 0.69 | 8.04 | 3.22 |
| 2024-03-31 | 2,098,874 | 1,756,013 | 1,520,938 | 0.74 | 8.14 | 3.09 |
| 2024-06-30 | 2,135,170 | 1,804,284 | 1,551,527 | 0.70 | 7.61 | 3.18 |
| 2024-09-30 | 2,130,473 | 1,791,717 | 1,568,955 | 0.78 | 8.31 | 3.29 |
| 2024-12-31 | 2,112,159 | 1,799,504 | 1,614,910 | 0.71 | 7.43 | 3.42 |
| 2025-03-31 | 2,159,947 | 1,848,334 | 1,650,181 | 1.02 | 10.01 | 4.00 |
| 2025-06-30 | 2,786,834 | 2,280,727 | 2,009,866 | 1.19 | 10.91 | 4.08 |
| 2025-09-30 | 2,768,012 | 2,256,095 | 2,035,684 | 1.13 | 9.96 | 4.14 |
| 2025-12-31 | 2,732,114 | 2,231,226 | 2,030,596 | 0.79 | 6.88 | 4.19 |
| 2026-03-31 | 2,769,160 | 2,259,561 | 2,029,716 | 0.85 | 7.04 | 4.15 |
| 2026-06-30 | 2,783,038 | 2,277,893 | 1,989,034 | 0.93 | 7.63 | 4.23 |
37 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-04-29 | 1 | 1012671 | 407506 |
| 2022-07-01 | 1 | 930871 | 407506 |
| 2009-08-08 | 1 | 2799399 | 407506 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.