Regulatory profile
FDIC certificate #18198 · RSSD 407506
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
Ion Bank changed deposits by -5044 USD thousands and market share by -0.017818 points in Morris County, NJ
Source ↗Ion Bank changed deposits by 69277 USD thousands and market share by -0.017012 points in CT
Source ↗Ion Bank changed deposits by 407164 USD thousands and market share by 0.092925 points in NJ
Source ↗Ion Bank entered the reported county market in New Haven County, CT
Source ↗Ion Bank entered the reported county market in Bergen County, NJ
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Naugatuck | CT | 4 | 1 | Unavailable |
| Waterbury | CT | 3 | 0 | Unavailable |
| Meriden | CT | 2 | 0 | Unavailable |
| Englewood | NJ | 2 | 0 | Unavailable |
| Teaneck | NJ | 2 | 0 | Unavailable |
| Ansonia | CT | 1 | 0 | Unavailable |
| Cheshire | CT | 1 | 0 | Unavailable |
| Farmington | CT | 1 | 0 | Unavailable |
| Hamden | CT | 1 | 0 | Unavailable |
| Middlebury | CT | 1 | 0 | Unavailable |
| Oxford | CT | 1 | 0 | Unavailable |
| Prospect | CT | 1 | 0 | Unavailable |
| South Windsor | CT | 1 | 0 | Unavailable |
| Southbury | CT | 1 | 0 | Unavailable |
| Southington | CT | 1 | 0 | Unavailable |
| Unionville | CT | 1 | 0 | Unavailable |
| Wallingford | CT | 1 | 0 | Unavailable |
| Watertown | CT | 1 | 0 | Unavailable |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 3912766 · 2011-07-21 to current
Unresolved entityRSSD 3912766 · 2005-03-01 to 2011-07-20
Unresolved entityRSSD 5858822 · 2023-02-01 to current
Unresolved entityRSSD 4329071 · 2022-07-01 to 2022-07-05
Unresolved entityRSSD 4349743 · 2011-07-21 to current
Unresolved entityRSSD 4349752 · 2011-07-21 to current
2025-04-29RSSD 1012671 → 407506 · code 1
2022-07-01RSSD 930871 → 407506 · code 1
2009-08-08RSSD 2799399 → 407506 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.8B | $2.3B | $2.0B | 0.93% | 7.63% | 4.23% |
| 2026-03-31 | $2.8B | $2.3B | $2.0B | 0.85% | 7.04% | 4.15% |
| 2025-12-31 | $2.7B | $2.2B | $2.0B | 0.79% | 6.88% | 4.19% |
| 2025-09-30 | $2.8B | $2.3B | $2.0B | 1.13% | 9.96% | 4.14% |
| 2025-06-30 | $2.8B | $2.3B | $2.0B | 1.19% | 10.91% | 4.08% |
| 2025-03-31 | $2.2B | $1.8B | $1.7B | 1.02% | 10.01% | 4.00% |
| 2024-12-31 | $2.1B | $1.8B | $1.6B | 0.71% | 7.43% | 3.42% |
| 2024-09-30 | $2.1B | $1.8B | $1.6B | 0.78% | 8.31% | 3.29% |
| 2024-06-30 | $2.1B | $1.8B | $1.6B | 0.70% | 7.61% | 3.18% |
| 2024-03-31 | $2.1B | $1.8B | $1.5B | 0.74% | 8.14% | 3.09% |
| 2023-12-31 | $2.2B | $1.8B | $1.5B | 0.69% | 8.04% | 3.22% |
| 2023-09-30 | $2.2B | $1.7B | $1.5B | 0.75% | 8.82% | 3.27% |
| 2023-06-30 | $2.2B | $1.7B | $1.5B | 0.89% | 10.44% | 3.35% |
| 2023-03-31 | $2.1B | $1.8B | $1.4B | 0.97% | 11.39% | 3.56% |
| 2022-12-31 | $2.1B | $1.8B | $1.4B | 1.00% | 12.00% | 3.57% |
| 2022-09-30 | $2.1B | $1.8B | $1.4B | 0.53% | 6.36% | 3.13% |
| 2022-06-30 | $1.8B | $1.6B | $1.2B | 0.41% | 4.80% | 2.93% |
| 2022-03-31 | $1.8B | $1.6B | $1.1B | 0.29% | 3.33% | 2.80% |
| 2021-12-31 | $1.7B | $1.5B | $1.1B | 0.78% | 9.59% | 2.93% |
| 2021-09-30 | $1.8B | $1.5B | $1.1B | 0.85% | 10.69% | 2.92% |
| 2021-06-30 | $1.8B | $1.5B | $1.2B | 0.88% | 11.22% | 2.89% |
| 2021-03-31 | $1.8B | $1.5B | $1.2B | 0.93% | 11.81% | 2.95% |
| 2020-12-31 | $1.7B | $1.4B | $1.2B | 0.51% | 6.36% | 3.26% |
| 2020-09-30 | $1.6B | $1.4B | $1.3B | 0.33% | 4.13% | 3.26% |
| 2020-06-30 | $1.6B | $1.4B | $1.3B | 0.14% | 1.69% | 3.37% |
| 2020-03-31 | $1.4B | $1.1B | $1.1B | -0.53% | -6.04% | 3.48% |
| 2019-12-31 | $1.4B | $1.1B | $1.1B | 0.71% | 7.71% | 3.51% |
| 2019-09-30 | $1.3B | $1.1B | $1.1B | 0.87% | 9.32% | 3.51% |
| 2019-06-30 | $1.3B | $1.1B | $1.1B | 0.89% | 9.58% | 3.50% |
| 2019-03-31 | $1.3B | $1.1B | $1.1B | 0.90% | 9.76% | 3.48% |
| 2018-12-31 | $1.3B | $1.1B | $1.1B | 0.72% | 7.68% | 3.44% |
| 2018-09-30 | $1.3B | $1.1B | $1.1B | 0.79% | 8.49% | 3.40% |
| 2018-06-30 | $1.3B | $1.1B | $1.1B | 0.72% | 7.70% | 3.37% |
| 2018-03-31 | $1.2B | $1.0B | $1.0B | 0.65% | 7.00% | 3.35% |
| 2017-12-31 | $1.3B | $1.0B | $1.0B | 0.26% | 3.07% | 3.26% |
| 2017-09-30 | $1.3B | $1.0B | $1.0B | 0.58% | 6.87% | 3.23% |
| 2017-06-30 | $1.3B | $1.0B | $1.0B | 0.55% | 6.61% | 3.21% |
| 2017-03-31 | $1.2B | $1.0B | $1.0B | 0.45% | 5.43% | 3.16% |
| 2016-12-31 | $1.2B | $1.0B | $1.0B | 0.60% | 7.31% | 3.26% |
| 2016-09-30 | $1.2B | $0.9B | $1.0B | 0.58% | 7.11% | 3.16% |
| 2016-06-30 | $1.2B | $0.9B | $0.9B | 0.57% | 6.99% | 3.17% |
| 2016-03-31 | $1.1B | $0.9B | $0.9B | 0.56% | 6.78% | 3.18% |
| Woodbury | CT | 1 | 0 | Unavailable |
| Bergenfield | NJ | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2025-04-29: RSSD 1012671 → 407506 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 3 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| CT | $1.8B | 1.00% | 14 | Continuing · -0.02 pp |
| NJ | $509.5M | 0.12% | 53 | Continuing · +0.09 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.