Regulatory profile
Rockwall, TX · FDIC certificate #21693
LAKESIDE BANK is an FDIC-insured institution based in Rockwall, TX (FDIC certificate #21693). In its Q3 2026 Call Report it reported total assets of $409M, total deposits of $329M and net loans of $275M. Its primary federal regulator is FDIC.
Reported facts
LAKESIDE BANK (FDIC certificate #21693) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $409M |
|---|---|
| Total deposits | $329M |
| Net loans and leases | $275M |
| Return on assets | 1.68% |
| Return on equity | 11.75% |
| Net interest margin | 3.82% |
| Quarterly asset change | 4.98% |
| Quarterly deposit change | 5.69% |
Plain-language readout
LAKESIDE BANK in Rockwall, TX reported total assets of $409M, total deposits of $329M and net loans of $275M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.68%, a return on equity of 11.75%, a net interest margin of 3.82%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $409M | $329M | $275M | 1.68% | 11.75% | 3.82% |
| Q2 2026 | $389M | $312M | $260M | 1.67% | 11.71% | 3.76% |
| Q1 2026 | $395M | $320M | $244M | 1.65% | 11.80% | 3.69% |
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