Regulatory profile
Rockwall, TX · FDIC certificate #21693
LAKESIDE BANK is an FDIC-insured institution based in Rockwall, TX (FDIC certificate #21693). In its Q3 2026 Call Report it reported total assets of $409M, total deposits of $329M and net loans of $275M. Its primary federal regulator is FDIC.
Plain-language readout
LAKESIDE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $409M in Q3 2026 and were lowest at $389M in Q2 2026.
Total deposits were highest at $329M in Q3 2026 and lowest at $312M in Q2 2026.
Over the whole period total assets rose 3.5%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $409M | $329M | $275M | 1.68% | 11.75% | 3.82% |
| Q2 2026 | $389M | $312M | $260M | 1.67% | 11.71% | 3.76% |
| Q1 2026 | $395M | $320M | $244M | 1.65% | 11.80% | 3.69% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $409M | $329M | $275M | 1.68% | 11.75% | 3.82% |
| 2026-06-30 | $389M | $312M | $260M | 1.67% | 11.71% | 3.76% |
| 2026-03-31 | $395M | $320M | $244M | 1.65% | 11.80% | 3.69% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| TX | $261M | 0.02% | 265 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.