Regulatory profile
Poulsbo, WA · FDIC certificate #58778
LIBERTY BANK is an FDIC-insured institution based in Poulsbo, WA (FDIC certificate #58778). In its Q3 2026 Call Report it reported total assets of $197M, total deposits of $165M and net loans of $162M. Its primary federal regulator is FDIC.
Reported facts
LIBERTY BANK (FDIC certificate #58778) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $197M |
|---|---|
| Total deposits | $165M |
| Net loans and leases | $162M |
| Return on assets | 0.51% |
| Return on equity | 5.71% |
| Net interest margin | 3.32% |
| Quarterly asset change | -4.35% |
| Quarterly deposit change | 0.61% |
Plain-language readout
LIBERTY BANK in Poulsbo, WA reported total assets of $197M, total deposits of $165M and net loans of $162M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.51%, a return on equity of 5.71%, a net interest margin of 3.32%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $197M | $165M | $162M | 0.51% | 5.71% | 3.32% |
| Q2 2026 | $206M | $164M | $166M | 0.36% | 4.06% | 3.17% |
| Q1 2026 | $200M | $164M | $158M | 0.24% | 2.77% | 3.06% |
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