Regulatory profile
Poulsbo, WA · FDIC certificate #58778
LIBERTY BANK is an FDIC-insured institution based in Poulsbo, WA (FDIC certificate #58778). In its Q3 2026 Call Report it reported total assets of $197M, total deposits of $165M and net loans of $162M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for LIBERTY BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $165M |
|---|---|
| Net loans and leases | $162M |
Plain-language readout
LIBERTY BANK in Poulsbo, WA funds its loans with $165M of deposits and holds $162M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for LIBERTY BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 97.92% in Q3 2026, against 96.25% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $162M | $165M | 97.92% |
| Q2 2026 | $166M | $164M | 100.79% |
| Q1 2026 | $158M | $164M | 96.25% |