Regulatory profile
Verona, NJ · FDIC certificate #59369
LIBERTY BANK OF NEW JERSEY is an FDIC-insured institution based in Verona, NJ (FDIC certificate #59369). In its Q3 2026 Call Report it reported total assets of $142M, total deposits of $94M and net loans of $9M. Its primary federal regulator is FDIC.
Reported facts
LIBERTY BANK OF NEW JERSEY (FDIC certificate #59369) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $142M |
|---|---|
| Total deposits | $94M |
| Net loans and leases | $9M |
| Return on assets | -2.47% |
| Return on equity | -5.63% |
| Net interest margin | 2.14% |
| Quarterly asset change | 31.92% |
| Quarterly deposit change | 60.48% |
Plain-language readout
LIBERTY BANK OF NEW JERSEY in Verona, NJ reported total assets of $142M, total deposits of $94M and net loans of $9M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -2.47%, a return on equity of -5.63%, a net interest margin of 2.14%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $142M | $94M | $9M | -2.47% | -5.63% | 2.14% |
| Q2 2026 | $107M | $59M | $3M | -2.47% | -4.64% | 2.22% |
| Q1 2026 | $71M | $22M | $0 | -3.57% | -5.30% | 2.20% |
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