Regulatory profile
Verona, NJ · FDIC certificate #59369
LIBERTY BANK OF NEW JERSEY is an FDIC-insured institution based in Verona, NJ (FDIC certificate #59369). In its Q3 2026 Call Report it reported total assets of $142M, total deposits of $94M and net loans of $9M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for LIBERTY BANK OF NEW JERSEY from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $94M |
|---|---|
| Net loans and leases | $9M |
Plain-language readout
LIBERTY BANK OF NEW JERSEY in Verona, NJ funds its loans with $94M of deposits and holds $9M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for LIBERTY BANK OF NEW JERSEY in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 9.43% in Q3 2026, against 0.00% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $9M | $94M | 9.43% |
| Q2 2026 | $3M | $59M | 5.06% |
| Q1 2026 | $0 | $22M | 0.00% |