Regulatory profile
Sioux City, IA · FDIC certificate #57505
LIBERTY NATIONAL BANK is an FDIC-insured institution based in Sioux City, IA (FDIC certificate #57505). In its Q3 2026 Call Report it reported total assets of $620M, total deposits of $435M and net loans of $480M. Its primary federal regulator is OCC.
Reported facts
LIBERTY NATIONAL BANK (FDIC certificate #57505) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $620M |
|---|---|
| Total deposits | $435M |
| Net loans and leases | $480M |
| Return on assets | 1.25% |
| Return on equity | 7.46% |
| Net interest margin | 4.13% |
| Quarterly asset change | -0.74% |
| Quarterly deposit change | -4.96% |
Plain-language readout
LIBERTY NATIONAL BANK in Sioux City, IA reported total assets of $620M, total deposits of $435M and net loans of $480M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.25%, a return on equity of 7.46%, a net interest margin of 4.13%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $620M | $435M | $480M | 1.25% | 7.46% | 4.13% |
| Q2 2026 | $624M | $457M | $464M | 1.26% | 7.44% | 4.07% |
| Q1 2026 | $605M | $442M | $460M | 1.30% | 7.66% | 4.20% |
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