Regulatory profile
Sioux City, IA · FDIC certificate #57505
LIBERTY NATIONAL BANK is an FDIC-insured institution based in Sioux City, IA (FDIC certificate #57505). In its Q3 2026 Call Report it reported total assets of $620M, total deposits of $435M and net loans of $480M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for LIBERTY NATIONAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $435M |
|---|---|
| Net loans and leases | $480M |
Plain-language readout
LIBERTY NATIONAL BANK in Sioux City, IA funds its loans with $435M of deposits and holds $480M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for LIBERTY NATIONAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 110.46% in Q3 2026, against 104.03% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $480M | $435M | 110.46% |
| Q2 2026 | $464M | $457M | 101.49% |
| Q1 2026 | $460M | $442M | 104.03% |