Loading bank profile
Regulatory profile
Lyons, NY · FDIC certificate #7151 · RSSD 323204
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.1B | $1.9B | $1.5B | 1.11% | 14.54% | 3.30% |
| 2026-03-31 | $2.1B | $1.9B | $1.5B | 1.05% | 13.82% | 3.18% |
| 2025-12-31 | $2.1B | $1.9B | $1.5B | 1.08% | 15.12% | 3.11% |
| 2025-09-30 | $2.1B | $1.9B | $1.5B | 0.98% | 13.94% | 2.98% |
| 2025-06-30 | $2.0B | $1.9B | $1.5B | 0.94% | 13.50% | 2.89% |
| 2025-03-31 | $2.0B | $1.9B | $1.5B | 0.86% | 12.33% | 2.80% |
| 2024-12-31 | $1.9B | $1.8B | $1.4B | 0.85% | 12.60% | 2.70% |
| 2024-09-30 | $2.0B | $1.8B | $1.4B | 0.81% | 12.30% | 2.61% |
| 2024-06-30 | $2.0B | $1.7B | $1.4B | 0.81% | 12.41% | 2.57% |
| 2024-03-31 | $2.0B | $1.7B | $1.4B | 0.81% | 12.37% | 2.59% |
| 2023-12-31 | $1.8B | $1.6B | $1.4B | 1.00% | 15.88% | 2.90% |
| 2023-09-30 | $1.9B | $1.7B | $1.3B | 0.98% | 15.87% | 2.93% |
| 2023-06-30 | $1.9B | $1.7B | $1.3B | 0.97% | 15.60% | 2.99% |
| 2023-03-31 | $1.9B | $1.7B | $1.3B | 0.96% | 15.44% | 3.04% |
| 2022-12-31 | $1.8B | $1.6B | $1.3B | 1.07% | 16.01% | 3.35% |
| 2022-09-30 | $1.7B | $1.6B | $1.2B | 1.04% | 15.29% | 3.31% |
| 2022-06-30 | $1.7B | $1.5B | $1.2B | 1.02% | 14.33% | 3.24% |
| 2022-03-31 | $1.7B | $1.5B | $1.2B | 1.01% | 13.46% | 3.18% |
| 2021-12-31 | $1.6B | $1.5B | $1.1B | 1.04% | 13.48% | 3.40% |
| 2021-09-30 | $1.6B | $1.5B | $1.1B | 0.83% | 10.83% | 3.10% |
| 2021-06-30 | $1.6B | $1.4B | $1.0B | 0.80% | 10.53% | 3.07% |
| 2021-03-31 | $1.5B | $1.4B | $1.0B | 0.78% | 9.99% | 3.03% |
| 2020-12-31 | $1.4B | $1.3B | $1.0B | 0.82% | 10.54% | 3.42% |
| 2020-09-30 | $1.4B | $1.3B | $1.0B | 0.82% | 10.66% | 3.41% |
| 2020-06-30 | $1.4B | $1.2B | $1.0B | 0.82% | 10.48% | 3.46% |
| 2020-03-31 | $1.2B | $1.1B | $0.9B | 0.83% | 10.27% | 3.50% |
| 2019-12-31 | $1.2B | $1.0B | $0.9B | 1.02% | 12.74% | 3.61% |
| 2019-09-30 | $1.2B | $1.0B | $0.8B | 0.97% | 12.14% | 3.64% |
| 2019-06-30 | $1.1B | $1.0B | $0.8B | 0.96% | 12.13% | 3.63% |
| 2019-03-31 | $1.1B | $1.0B | $0.8B | 0.95% | 12.09% | 3.65% |
| 2018-12-31 | $1.1B | $0.9B | $0.8B | 0.99% | 12.93% | 3.68% |
| 2018-09-30 | $1.1B | $1.0B | $0.8B | 0.94% | 12.24% | 3.67% |
| 2018-06-30 | $1.1B | $1.0B | $0.8B | 0.89% | 11.65% | 3.64% |
| 2018-03-31 | $1.0B | $0.9B | $0.7B | 0.89% | 11.55% | 3.62% |
| 2017-12-31 | $1.0B | $0.9B | $0.7B | 0.84% | 10.70% | 3.53% |
| 2017-09-30 | $1.0B | $0.9B | $0.7B | 0.85% | 10.80% | 3.52% |
| 2017-03-31 | $1.0B | $0.9B | $0.7B | 0.81% | 10.42% | 3.43% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1246476 · 1987-09-30 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.