Regulatory profile
FDIC certificate #7151 · RSSD 323204
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
The Lyons National Bank changed deposits by 138811 USD thousands and market share by 0.000514 points in NY
Source ↗The Lyons National Bank changed deposits by 41460 USD thousands and market share by 6.57045 points in Seneca County, NY
Source ↗The Lyons National Bank changed deposits by 11731 USD thousands and market share by 0.608074 points in Cayuga County, NY
Source ↗The Lyons National Bank changed deposits by 2155 USD thousands and market share by 0.009491 points in Onondaga County, NY
Source ↗The Lyons National Bank changed deposits by 30708 USD thousands and market share by 0.899493 points in Wayne County, NY
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Auburn | NY | 2 | 0 | Unavailable |
| Lyons | NY | 2 | 1 | Unavailable |
| Canandaigua | NY | 1 | 0 | Unavailable |
| Clyde | NY | 1 | 0 | Unavailable |
| Fairport | NY | 1 | 0 | Unavailable |
| Farmington | NY | 1 | 0 | Unavailable |
| Geneva | NY | 1 | 0 | Unavailable |
| Jordan | NY | 1 | 0 | Unavailable |
| Macedon | NY | 1 | 0 | Unavailable |
| Newark | NY | 1 | 0 | Unavailable |
| Ontario | NY | 1 | 0 | Unavailable |
| Penn Yan | NY | 1 | 0 | Unavailable |
| Rushville | NY | 1 | 0 | Unavailable |
| Waterloo | NY | 1 | 0 | Unavailable |
| Wolcott | NY | 1 | 0 | Unavailable |
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 1246476 · 1987-09-30 to current
Unresolved entityRSSD 3123825 · 2007-06-30 to current
Unresolved entityRSSD 3183463 · 2007-06-30 to 2011-12-21
Unresolved entityRSSD 3183463 · 2003-02-18 to 2007-06-29
Unresolved entityRSSD 3123825 · 2001-06-01 to 2007-06-29
None matched.
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.1B | $1.9B | $1.5B | 1.11% | 14.54% | 3.30% |
| 2026-03-31 | $2.1B | $1.9B | $1.5B | 1.05% | 13.82% | 3.18% |
| 2025-12-31 | $2.1B | $1.9B | $1.5B | 1.08% | 15.12% | 3.11% |
| 2025-09-30 | $2.1B | $1.9B | $1.5B | 0.98% | 13.94% | 2.98% |
| 2025-06-30 | $2.0B | $1.9B | $1.5B | 0.94% | 13.50% | 2.89% |
| 2025-03-31 | $2.0B | $1.9B | $1.5B | 0.86% | 12.33% | 2.80% |
| 2024-12-31 | $1.9B | $1.8B | $1.4B | 0.85% | 12.60% | 2.70% |
| 2024-09-30 | $2.0B | $1.8B | $1.4B | 0.81% | 12.30% | 2.61% |
| 2024-06-30 | $2.0B | $1.7B | $1.4B | 0.81% | 12.41% | 2.57% |
| 2024-03-31 | $2.0B | $1.7B | $1.4B | 0.81% | 12.37% | 2.59% |
| 2023-12-31 | $1.8B | $1.6B | $1.4B | 1.00% | 15.88% | 2.90% |
| 2023-09-30 | $1.9B | $1.7B | $1.3B | 0.98% | 15.87% | 2.93% |
| 2023-06-30 | $1.9B | $1.7B | $1.3B | 0.97% | 15.60% | 2.99% |
| 2023-03-31 | $1.9B | $1.7B | $1.3B | 0.96% | 15.44% | 3.04% |
| 2022-12-31 | $1.8B | $1.6B | $1.3B | 1.07% | 16.01% | 3.35% |
| 2022-09-30 | $1.7B | $1.6B | $1.2B | 1.04% | 15.29% | 3.31% |
| 2022-06-30 | $1.7B | $1.5B | $1.2B | 1.02% | 14.33% | 3.24% |
| 2022-03-31 | $1.7B | $1.5B | $1.2B | 1.01% | 13.46% | 3.18% |
| 2021-12-31 | $1.6B | $1.5B | $1.1B | 1.04% | 13.48% | 3.40% |
| 2021-09-30 | $1.6B | $1.5B | $1.1B | 0.83% | 10.83% | 3.10% |
| 2021-06-30 | $1.6B | $1.4B | $1.0B | 0.80% | 10.53% | 3.07% |
| 2021-03-31 | $1.5B | $1.4B | $1.0B | 0.78% | 9.99% | 3.03% |
| 2020-12-31 | $1.4B | $1.3B | $1.0B | 0.82% | 10.54% | 3.42% |
| 2020-09-30 | $1.4B | $1.3B | $1.0B | 0.82% | 10.66% | 3.41% |
| 2020-06-30 | $1.4B | $1.2B | $1.0B | 0.82% | 10.48% | 3.46% |
| 2020-03-31 | $1.2B | $1.1B | $0.9B | 0.83% | 10.27% | 3.50% |
| 2019-12-31 | $1.2B | $1.0B | $0.9B | 1.02% | 12.74% | 3.61% |
| 2019-09-30 | $1.2B | $1.0B | $0.8B | 0.97% | 12.14% | 3.64% |
| 2019-06-30 | $1.1B | $1.0B | $0.8B | 0.96% | 12.13% | 3.63% |
| 2019-03-31 | $1.1B | $1.0B | $0.8B | 0.95% | 12.09% | 3.65% |
| 2018-12-31 | $1.1B | $0.9B | $0.8B | 0.99% | 12.93% | 3.68% |
| 2018-09-30 | $1.1B | $1.0B | $0.8B | 0.94% | 12.24% | 3.67% |
| 2018-06-30 | $1.1B | $1.0B | $0.8B | 0.89% | 11.65% | 3.64% |
| 2018-03-31 | $1.0B | $0.9B | $0.7B | 0.89% | 11.55% | 3.62% |
| 2017-12-31 | $1.0B | $0.9B | $0.7B | 0.84% | 10.70% | 3.53% |
| 2017-09-30 | $1.0B | $0.9B | $0.7B | 0.85% | 10.80% | 3.52% |
| 2017-03-31 | $1.0B | $0.9B | $0.7B | 0.81% | 10.42% | 3.43% |
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NY | $1.9B | 0.07% | 57 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.