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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #34598 · RSSD 2608754
MERCANTILE BANK is an FDIC-insured institution (FDIC certificate #34598). In its Q2 2026 Call Report it reported total assets of $6.2B, total deposits of $4.9B and net loans of $4.7B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for MERCANTILE BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 12.59% |
|---|---|
| Equity to assets | 11.72% |
| Noncurrent loans ratio | 0.10% |
| Nonaccrual loans ratio | 0.10% |
| Loan to deposit ratio | 96.44% |
| Liquid assets ratio | 19.73% |
| Brokered deposit ratio | 0.41% |
| Total deposits | $4.9B |
| Net loans and leases | $4.7B |