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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Ooltewah, TN · FDIC certificate #35138
MILLENNIUM BANK is an FDIC-insured institution based in Ooltewah, TN (FDIC certificate #35138). In its Q3 2026 Call Report it reported total assets of $755M, total deposits of $681M and net loans of $583M. Its primary federal regulator is FDIC.
Reported facts
MILLENNIUM BANK (FDIC certificate #35138) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $755M |
|---|---|
| Total deposits | $681M |
| Net loans and leases | $583M |
| Return on assets | -0.14% |
| Return on equity | -1.60% |
| Net interest margin | 4.61% |
| Quarterly asset change | -3.26% |
| Quarterly deposit change | -3.27% |
Plain-language readout
MILLENNIUM BANK in Ooltewah, TN reported total assets of $755M, total deposits of $681M and net loans of $583M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -0.14%, a return on equity of -1.60%, a net interest margin of 4.61%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $755M | $681M | $583M | -0.14% | -1.60% | 4.61% |
| Q2 2026 | $781M | $704M | $596M | -0.64% | -7.07% | 4.57% |
| Q1 2026 | $789M | $706M | $610M | 0.61% | 6.66% | 4.46% |
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