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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Ooltewah, TN · FDIC certificate #35138
MILLENNIUM BANK is an FDIC-insured institution based in Ooltewah, TN (FDIC certificate #35138). In its Q3 2026 Call Report it reported total assets of $755M, total deposits of $681M and net loans of $583M. Its primary federal regulator is FDIC.
Plain-language readout
MILLENNIUM BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $789M in Q1 2026 and were lowest at $755M in Q3 2026.
Total deposits were highest at $706M in Q1 2026 and lowest at $681M in Q3 2026.
Over the whole period total assets fell 4.3%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $755M | $681M | $583M | -0.14% | -1.60% | 4.61% |
| Q2 2026 | $781M | $704M | $596M | -0.64% | -7.07% | 4.57% |
| Q1 2026 | $789M | $706M | $610M | 0.61% | 6.66% | 4.46% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $755M | $681M | $583M | -0.14% | -1.60% | 4.61% |
| 2026-06-30 | $781M | $704M | $596M | -0.64% | -7.07% | 4.57% |
| 2026-03-31 | $789M | $706M | $610M | 0.61% | 6.66% | 4.46% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| FL | $242.2M | 0.03% | 114 | Continuing · -0.00 pp |
| TN | $223M | 0.10% | 107 | Continuing · -0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.