Regulatory profile
Moultrie, GA · FDIC certificate #59285
MOULTRIE BANK&TRUST is an FDIC-insured institution based in Moultrie, GA (FDIC certificate #59285). In its Q3 2026 Call Report it reported total assets of $160M, total deposits of $138M and net loans of $83M. Its primary federal regulator is FDIC.
Reported facts
MOULTRIE BANK&TRUST (FDIC certificate #59285) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $160M |
|---|---|
| Total deposits | $138M |
| Net loans and leases | $83M |
| Return on assets | 1.10% |
| Return on equity | 8.28% |
| Net interest margin | 3.99% |
| Quarterly asset change | 6.23% |
| Quarterly deposit change | 7.46% |
Plain-language readout
MOULTRIE BANK&TRUST in Moultrie, GA reported total assets of $160M, total deposits of $138M and net loans of $83M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.10%, a return on equity of 8.28%, a net interest margin of 3.99%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $160M | $138M | $83M | 1.10% | 8.28% | 3.99% |
| Q2 2026 | $151M | $129M | $73M | 0.99% | 7.49% | 3.85% |
| Q1 2026 | $158M | $136M | $59M | 1.35% | 10.55% | 3.60% |
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