Regulatory profile
Moultrie, GA · FDIC certificate #59285
MOULTRIE BANK&TRUST is an FDIC-insured institution based in Moultrie, GA (FDIC certificate #59285). In its Q3 2026 Call Report it reported total assets of $160M, total deposits of $138M and net loans of $83M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for MOULTRIE BANK&TRUST from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $138M |
|---|---|
| Net loans and leases | $83M |
Plain-language readout
MOULTRIE BANK&TRUST in Moultrie, GA funds its loans with $138M of deposits and holds $83M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for MOULTRIE BANK&TRUST in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 59.68% in Q3 2026, against 43.26% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $83M | $138M | 59.68% |
| Q2 2026 | $73M | $129M | 56.58% |
| Q1 2026 | $59M | $136M | 43.26% |