Regulatory profile
Murray, KY · FDIC certificate #35161
MURRAY BANK is an FDIC-insured institution based in Murray, KY (FDIC certificate #35161). In its Q3 2026 Call Report it reported total assets of $535M, total deposits of $472M and net loans of $412M. Its primary federal regulator is OCC.
Reported facts
MURRAY BANK (FDIC certificate #35161) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $535M |
|---|---|
| Total deposits | $472M |
| Net loans and leases | $412M |
| Return on assets | 1.86% |
| Return on equity | 21.24% |
| Net interest margin | 3.81% |
| Quarterly asset change | 0.20% |
| Quarterly deposit change | -1.00% |
Plain-language readout
MURRAY BANK in Murray, KY reported total assets of $535M, total deposits of $472M and net loans of $412M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.86%, a return on equity of 21.24%, a net interest margin of 3.81%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $535M | $472M | $412M | 1.86% | 21.24% | 3.81% |
| Q2 2026 | $534M | $477M | $403M | 1.82% | 21.32% | 3.73% |
| Q1 2026 | $551M | $488M | $400M | 1.99% | 24.13% | 3.72% |
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