Regulatory profile
Murray, KY · FDIC certificate #35161
MURRAY BANK is an FDIC-insured institution based in Murray, KY (FDIC certificate #35161). In its Q3 2026 Call Report it reported total assets of $535M, total deposits of $472M and net loans of $412M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for MURRAY BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $472M |
|---|---|
| Net loans and leases | $412M |
Plain-language readout
MURRAY BANK in Murray, KY funds its loans with $472M of deposits and holds $412M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for MURRAY BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 87.34% in Q3 2026, against 82.08% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $412M | $472M | 87.34% |
| Q2 2026 | $403M | $477M | 84.58% |
| Q1 2026 | $400M | $488M | 82.08% |