Regulatory profile
Oshkosh, NE · FDIC certificate #9819
NEBRASKA STATE BANK is an FDIC-insured institution based in Oshkosh, NE (FDIC certificate #9819). In its Q3 2026 Call Report it reported total assets of $69M, total deposits of $55M and net loans of $56M. Its primary federal regulator is FDIC.
Reported facts
NEBRASKA STATE BANK (FDIC certificate #9819) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $69M |
|---|---|
| Total deposits | $55M |
| Net loans and leases | $56M |
| Return on assets | 4.04% |
| Return on equity | 23.45% |
| Net interest margin | 5.00% |
| Quarterly asset change | -7.10% |
| Quarterly deposit change | -9.79% |
Plain-language readout
NEBRASKA STATE BANK in Oshkosh, NE reported total assets of $69M, total deposits of $55M and net loans of $56M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 4.04%, a return on equity of 23.45%, a net interest margin of 5.00%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $69M | $55M | $56M | 4.04% | 23.45% | 5.00% |
| Q2 2026 | $74M | $61M | $55M | 4.34% | 25.89% | 4.93% |
| Q1 2026 | $74M | $62M | $53M | 4.04% | 24.03% | 4.74% |
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