Regulatory profile
Oshkosh, NE · FDIC certificate #9819
NEBRASKA STATE BANK is an FDIC-insured institution based in Oshkosh, NE (FDIC certificate #9819). In its Q3 2026 Call Report it reported total assets of $69M, total deposits of $55M and net loans of $56M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for NEBRASKA STATE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $55M |
|---|---|
| Net loans and leases | $56M |
Plain-language readout
NEBRASKA STATE BANK in Oshkosh, NE funds its loans with $55M of deposits and holds $56M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for NEBRASKA STATE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 101.26% in Q3 2026, against 85.76% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $56M | $55M | 101.26% |
| Q2 2026 | $55M | $61M | 90.21% |
| Q1 2026 | $53M | $62M | 85.76% |