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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Cincinnati, OH · FDIC certificate #9457 · RSSD 615217
NORTH SIDE BANK&TRUST CO is an FDIC-insured institution based in Cincinnati, OH (FDIC certificate #9457). In its Q3 2026 Call Report it reported total assets of $1.2B, total deposits of $992M and net loans of $741M. Its primary federal regulator is FED.
Reported facts
NORTH SIDE BANK&TRUST CO (FDIC certificate #9457) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $1.2B |
|---|---|
| Total deposits | $992M |
| Net loans and leases | $741M |
| Return on assets | 1.16% |
| Return on equity | 13.39% |
| Net interest margin | 2.85% |
| Quarterly asset change | 0.84% |
| Quarterly deposit change | 0.29% |
Plain-language readout
NORTH SIDE BANK&TRUST CO in Cincinnati, OH reported total assets of $1.2B, total deposits of $992M and net loans of $741M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.16%, a return on equity of 13.39%, a net interest margin of 2.85%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
Total assets rose 6.2% over the past four quarters, from $1.1B in Q3 2025 to $1.2B in Q3 2026. Total deposits rose 7.5% over the past four quarters, from $923M in Q3 2025 to $992M in Q3 2026. Net loans rose 1.7% over the past four quarters, from $728M in Q3 2025 to $741M in Q3 2026.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $1.2B | $992M | $741M | 1.16% | 13.39% | 2.85% |
| Q2 2026 | $1.2B | $989M | $744M | 1.12% | 12.78% | 2.79% |
| Q1 2026 | $1.2B | $961M | $737M | 0.82% | 9.37% | 2.68% |
| Q4 2025 | $1.2B | $988M | $737M | 1.01% | 11.73% | 2.77% |
| Q3 2025 | $1.1B | $923M | $728M | 0.98% | 11.30% | 2.77% |
| Q2 2025 | $1.1B | $881M | $728M | 1.03% | 12.05% | 2.73% |
| Q1 2025 | $1.0B | $866M | $719M | 1.10% | 13.13% | 2.69% |
| Q4 2024 | $1.1B | $938M | $718M | 0.78% | 9.31% | 2.64% |
| Q3 2024 | $1.1B | $909M | $704M | 0.83% | 9.69% | 2.64% |
| Q1 2024 | $1.0B | $824M | $684M | 0.95% | 11.45% | 2.59% |
| Q4 2023 | $1.0B | $854M | $676M | 1.18% | 14.66% | 3.01% |
| Q3 2023 | $1.0B | $837M | $673M | 1.17% | 14.68% | 3.10% |
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