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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Cincinnati, OH · FDIC certificate #9457 · RSSD 615217
NORTH SIDE BANK&TRUST CO is an FDIC-insured institution based in Cincinnati, OH (FDIC certificate #9457). In its Q3 2026 Call Report it reported total assets of $1.2B, total deposits of $992M and net loans of $741M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for NORTH SIDE BANK&TRUST CO from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $992M |
|---|---|
| Net loans and leases | $741M |
Plain-language readout
NORTH SIDE BANK&TRUST CO in Cincinnati, OH funds its loans with $992M of deposits and holds $741M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for NORTH SIDE BANK&TRUST CO in Q3 2026; none is estimated.
Against banks of similar size for the same filing period: Brokered deposits to domestic deposits: 0.000 against a peer median of 0.016, a 0.0th percentile position among 890 peers. Common equity tier 1 ratio: 0.129 against a peer median of 0.135, a 39.1th percentile position among 673 peers. Selected CRE loans to gross loans and leases: 0.485 against a peer median of 0.468, a 56.1th percentile position among 862 peers. Selected CRE loans to total capital: 2.573 against a peer median of 2.970, a 33.9th percentile position among 659 peers.
The loan-to-deposit ratio computed from net loans and total deposits was 74.66% in Q3 2026, against 80.38% in Q3 2023. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $741M | $992M | 74.66% |
| Q2 2026 | $744M | $989M | 75.15% |
| Q1 2026 | $737M | $961M | 76.60% |
| Q4 2025 | $737M | $988M | 74.60% |
| Q3 2025 | $728M | $923M | 78.91% |
| Q2 2025 | $728M | $881M | 82.62% |
| Q1 2025 | $719M | $866M | 83.07% |
| Q4 2024 | $718M | $938M | 76.53% |
| Q3 2024 | $704M | $909M | 77.50% |
| Q1 2024 | $684M | $824M | 83.08% |
| Q4 2023 | $676M | $854M | 79.23% |
| Q3 2023 | $673M | $837M | 80.38% |