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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Lynnwood, WA · FDIC certificate #34585
PACIFIC CREST BANK is an FDIC-insured institution based in Lynnwood, WA (FDIC certificate #34585). In its Q3 2026 Call Report it reported total assets of $321M, total deposits of $245M and net loans of $252M. Its primary federal regulator is FDIC.
Reported facts
PACIFIC CREST BANK (FDIC certificate #34585) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $321M |
|---|---|
| Total deposits | $245M |
| Net loans and leases | $252M |
| Return on assets | 0.50% |
| Return on equity | 4.96% |
| Net interest margin | 2.44% |
| Quarterly asset change | 0.83% |
| Quarterly deposit change | 1.93% |
Plain-language readout
PACIFIC CREST BANK in Lynnwood, WA reported total assets of $321M, total deposits of $245M and net loans of $252M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.50%, a return on equity of 4.96%, a net interest margin of 2.44%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $321M | $245M | $252M | 0.50% | 4.96% | 2.44% |
| Q2 2026 | $318M | $240M | $239M | 0.59% | 5.77% | 2.36% |
| Q1 2026 | $319M | $241M | $233M | 0.55% | 5.42% | 2.30% |
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