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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Lynnwood, WA · FDIC certificate #34585
PACIFIC CREST BANK is an FDIC-insured institution based in Lynnwood, WA (FDIC certificate #34585). In its Q3 2026 Call Report it reported total assets of $321M, total deposits of $245M and net loans of $252M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for PACIFIC CREST BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $245M |
|---|---|
| Net loans and leases | $252M |
Plain-language readout
PACIFIC CREST BANK in Lynnwood, WA funds its loans with $245M of deposits and holds $252M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for PACIFIC CREST BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 102.97% in Q3 2026, against 96.48% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $252M | $245M | 102.97% |
| Q2 2026 | $239M | $240M | 99.67% |
| Q1 2026 | $233M | $241M | 96.48% |