Regulatory profile
Melrose Park, IL · FDIC certificate #34108
PAN AMERICAN BANK&TRUST is an FDIC-insured institution based in Melrose Park, IL (FDIC certificate #34108). In its Q3 2026 Call Report it reported total assets of $555M, total deposits of $484M and net loans of $448M. Its primary federal regulator is FDIC.
Reported facts
PAN AMERICAN BANK&TRUST (FDIC certificate #34108) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $555M |
|---|---|
| Total deposits | $484M |
| Net loans and leases | $448M |
| Return on assets | 0.86% |
| Return on equity | 10.24% |
| Net interest margin | 4.17% |
| Quarterly asset change | 3.48% |
| Quarterly deposit change | 1.92% |
Plain-language readout
PAN AMERICAN BANK&TRUST in Melrose Park, IL reported total assets of $555M, total deposits of $484M and net loans of $448M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.86%, a return on equity of 10.24%, a net interest margin of 4.17%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $555M | $484M | $448M | 0.86% | 10.24% | 4.17% |
| Q2 2026 | $536M | $475M | $431M | 0.83% | 9.78% | 4.19% |
| Q1 2026 | $539M | $489M | $441M | 0.81% | 9.62% | 4.11% |
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