Regulatory profile
Melrose Park, IL · FDIC certificate #34108
PAN AMERICAN BANK&TRUST is an FDIC-insured institution based in Melrose Park, IL (FDIC certificate #34108). In its Q3 2026 Call Report it reported total assets of $555M, total deposits of $484M and net loans of $448M. Its primary federal regulator is FDIC.
Plain-language readout
PAN AMERICAN BANK&TRUST has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $555M in Q3 2026 and were lowest at $536M in Q2 2026.
Total deposits were highest at $489M in Q1 2026 and lowest at $475M in Q2 2026.
Over the whole period total assets rose 2.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $555M | $484M | $448M | 0.86% | 10.24% | 4.17% |
| Q2 2026 | $536M | $475M | $431M | 0.83% | 9.78% | 4.19% |
| Q1 2026 | $539M | $489M | $441M | 0.81% | 9.62% | 4.11% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $555M | $484M | $448M | 0.86% | 10.24% | 4.17% |
| 2026-06-30 | $536M | $475M | $431M | 0.83% | 9.78% | 4.19% |
| 2026-03-31 | $539M | $489M | $441M | 0.81% | 9.62% | 4.11% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| IL | $469.5M | 0.07% | 115 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.