Regulatory profile
Mendenhall, MS · FDIC certificate #9366
PEOPLES BANK is an FDIC-insured institution based in Mendenhall, MS (FDIC certificate #9366). In its Q3 2026 Call Report it reported total assets of $500M, total deposits of $443M and net loans of $382M. Its primary federal regulator is FDIC.
Reported facts
PEOPLES BANK (FDIC certificate #9366) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $500M |
|---|---|
| Total deposits | $443M |
| Net loans and leases | $382M |
| Return on assets | 3.97% |
| Return on equity | 36.34% |
| Net interest margin | 6.78% |
| Quarterly asset change | -0.71% |
| Quarterly deposit change | -0.41% |
Plain-language readout
PEOPLES BANK in Mendenhall, MS reported total assets of $500M, total deposits of $443M and net loans of $382M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 3.97%, a return on equity of 36.34%, a net interest margin of 6.78%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $500M | $443M | $382M | 3.97% | 36.34% | 6.78% |
| Q2 2026 | $503M | $445M | $387M | 3.96% | 36.10% | 6.63% |
| Q1 2026 | $503M | $420M | $402M | 2.83% | 26.14% | 6.48% |
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