Regulatory profile
Mendenhall, MS · FDIC certificate #9366
PEOPLES BANK is an FDIC-insured institution based in Mendenhall, MS (FDIC certificate #9366). In its Q3 2026 Call Report it reported total assets of $500M, total deposits of $443M and net loans of $382M. Its primary federal regulator is FDIC.
Plain-language readout
PEOPLES BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $503M in Q2 2026 and were lowest at $500M in Q3 2026.
Total deposits were highest at $445M in Q2 2026 and lowest at $420M in Q1 2026.
Over the whole period total assets fell 0.7%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $500M | $443M | $382M | 3.97% | 36.34% | 6.78% |
| Q2 2026 | $503M | $445M | $387M | 3.96% | 36.10% | 6.63% |
| Q1 2026 | $503M | $420M | $402M | 2.83% | 26.14% | 6.48% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $500M | $443M | $382M | 3.97% | 36.34% | 6.78% |
| 2026-06-30 | $503M | $445M | $387M | 3.96% | 36.10% | 6.63% |
| 2026-03-31 | $503M | $420M | $402M | 2.83% | 26.14% | 6.48% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MS | $412.6M | 0.51% | 34 | Continuing · -0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.