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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Velva, ND · FDIC certificate #10250
PEOPLES STATE BANK OF VELVA is an FDIC-insured institution based in Velva, ND (FDIC certificate #10250). In its Q3 2026 Call Report it reported total assets of $213M, total deposits of $188M and net loans of $155M. Its primary federal regulator is FDIC.
Reported facts
PEOPLES STATE BANK OF VELVA (FDIC certificate #10250) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $213M |
|---|---|
| Total deposits | $188M |
| Net loans and leases | $155M |
| Return on assets | 1.68% |
| Return on equity | 19.60% |
| Net interest margin | 3.89% |
| Quarterly asset change | 1.39% |
| Quarterly deposit change | 1.73% |
Plain-language readout
PEOPLES STATE BANK OF VELVA in Velva, ND reported total assets of $213M, total deposits of $188M and net loans of $155M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.68%, a return on equity of 19.60%, a net interest margin of 3.89%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $213M | $188M | $155M | 1.68% | 19.60% | 3.89% |
| Q2 2026 | $210M | $184M | $151M | 1.58% | 17.98% | 3.82% |
| Q1 2026 | $206M | $188M | $133M | 1.42% | 16.11% | 3.73% |
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