Regulatory profile
Velva, ND · FDIC certificate #10250
PEOPLES STATE BANK OF VELVA is an FDIC-insured institution based in Velva, ND (FDIC certificate #10250). In its Q3 2026 Call Report it reported total assets of $213M, total deposits of $188M and net loans of $155M. Its primary federal regulator is FDIC.
Plain-language readout
PEOPLES STATE BANK OF VELVA has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $213M in Q3 2026 and were lowest at $206M in Q1 2026.
Total deposits were highest at $188M in Q3 2026 and lowest at $184M in Q2 2026.
Over the whole period total assets rose 3.3%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $213M | $188M | $155M | 1.68% | 19.60% | 3.89% |
| Q2 2026 | $210M | $184M | $151M | 1.58% | 17.98% | 3.82% |
| Q1 2026 | $206M | $188M | $133M | 1.42% | 16.11% | 3.73% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $213M | $188M | $155M | 1.68% | 19.60% | 3.89% |
| 2026-06-30 | $210M | $184M | $151M | 1.58% | 17.98% | 3.82% |
| 2026-03-31 | $206M | $188M | $133M | 1.42% | 16.11% | 3.73% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| ND | $151M | 0.36% | 42 | Continuing · +0.03 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.