Regulatory profile
Halstad, MN · FDIC certificate #15820
RED RIVER STATE BANK is an FDIC-insured institution based in Halstad, MN (FDIC certificate #15820). In its Q3 2026 Call Report it reported total assets of $108M, total deposits of $88M and net loans of $90M. Its primary federal regulator is FDIC.
Reported facts
RED RIVER STATE BANK (FDIC certificate #15820) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $108M |
|---|---|
| Total deposits | $88M |
| Net loans and leases | $90M |
| Return on assets | 2.79% |
| Return on equity | 18.24% |
| Net interest margin | 5.30% |
| Quarterly asset change | -2.06% |
| Quarterly deposit change | -3.69% |
Plain-language readout
RED RIVER STATE BANK in Halstad, MN reported total assets of $108M, total deposits of $88M and net loans of $90M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.79%, a return on equity of 18.24%, a net interest margin of 5.30%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $108M | $88M | $90M | 2.79% | 18.24% | 5.30% |
| Q2 2026 | $110M | $92M | $97M | 2.18% | 14.89% | 5.45% |
| Q1 2026 | $120M | $102M | $98M | 2.10% | 15.04% | 5.84% |
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