Regulatory profile
Halstad, MN · FDIC certificate #15820
RED RIVER STATE BANK is an FDIC-insured institution based in Halstad, MN (FDIC certificate #15820). In its Q3 2026 Call Report it reported total assets of $108M, total deposits of $88M and net loans of $90M. Its primary federal regulator is FDIC.
Plain-language readout
RED RIVER STATE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $120M in Q1 2026 and were lowest at $108M in Q3 2026.
Total deposits were highest at $102M in Q1 2026 and lowest at $88M in Q3 2026.
Over the whole period total assets fell 10.1%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $108M | $88M | $90M | 2.79% | 18.24% | 5.30% |
| Q2 2026 | $110M | $92M | $97M | 2.18% | 14.89% | 5.45% |
| Q1 2026 | $120M | $102M | $98M | 2.10% | 15.04% | 5.84% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $108M | $88M | $90M | 2.79% | 18.24% | 5.30% |
| 2026-06-30 | $110M | $92M | $97M | 2.18% | 14.89% | 5.45% |
| 2026-03-31 | $120M | $102M | $98M | 2.10% | 15.04% | 5.84% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MN | $98.5M | 0.03% | 193 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.