Regulatory profile
Covington, LA · FDIC certificate #34803 · RSSD 2716088
RESOURCE BANK is an FDIC-insured institution based in Covington, LA (FDIC certificate #34803). In its Q3 2026 Call Report it reported total assets of $994M, total deposits of $771M and net loans of $840M. Its primary federal regulator is FDIC. Its current parent is RESOURCE BANKSHARES, INC..
Plain-language readout
RESOURCE BANK has 6 quarters of reported history on file, from Q3 2023 to Q3 2026.
Total assets peaked at $1.0B in Q3 2023 and were lowest at $935M in Q1 2026.
Total deposits were highest at $803M in Q2 2026 and lowest at $753M in Q1 2024.
Over the whole period total assets fell 1.4%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $994M | $771M | $840M | 1.39% | 11.27% | 4.50% |
| Q2 2026 | $981M | $803M | $826M | 1.48% | 11.95% | 4.47% |
| Q1 2026 | $935M | $801M | $793M | 1.80% | 14.49% | 4.42% |
| Q2 2024 | $1.0B | $775M | $752M | 0.77% | 7.44% | 3.35% |
| Q1 2024 | $1.0B | $753M | $749M | 0.84% | 8.21% | 3.37% |
| Q3 2023 | $1.0B | $770M | $727M | 0.81% | 8.41% | 3.38% |
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
Resource Bank changed deposits by −$472k and market share by -0.242104 points in Washington County, LA
Source ↗Resource Bank changed deposits by $38.4M and market share by 0.020974 points in LA
Source ↗Resource Bank changed deposits by $5.8M and market share by 0.02908 points in East Baton Rouge County, LA
Source ↗Resource Bank changed deposits by −$9.3M and market share by -0.056561 points in Orleans County, LA
Source ↗Resource Bank changed deposits by $49.7M and market share by 0.729812 points in St. Tammany County, LA
Source ↗Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $994M | $771M | $840M | 1.39% | 11.27% | 4.50% |
| 2026-06-30 | $981M | $803M | $826M | 1.48% | 11.95% | 4.47% |
| 2026-03-31 | $935M | $801M | $793M | 1.80% | 14.49% | 4.42% |
| 2024-06-30 | $1.0B | $775M | $752M | 0.77% | 7.44% | 3.35% |
| 2024-03-31 | $1.0B | $753M | $749M | 0.84% | 8.21% | 3.37% |
| 2023-09-30 | $1.0B | $770M | $727M | 0.81% | 8.41% | 3.38% |
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Covington | LA | 3 | 1 | Unavailable |
| Mandeville | LA | 2 | 0 | Unavailable |
| Baton Rouge | LA | 1 | 0 | Unavailable |
| Bogalusa | LA | 1 | 0 | Unavailable |
| Franklinton | LA | 1 | 0 | Unavailable |
| Metairie | LA | 1 | 0 | Unavailable |
| New Orleans | LA | 1 | 0 | Unavailable |
| Slidell | LA | 1 | 0 | Unavailable |
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| LA | $812.9M | 0.61% | 26 | Continuing · +0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
RESOURCE BANKSHARES, INC.RSSD 3136405 · 2002-11-07 to current
None matched.
None matched.
No reviewed revisions published.
Latest registered batch · retrieved Nov 13, 2026, 9:56 PM UTC · SHA-256 ed672d3d5db4d4a7219e7b578e217752940125a23284d56e2da0f5ecb1d0d536 · source ↗