RESOURCE BANK

RESOURCE BANK in Covington, LA funds its loans with $771M of deposits and holds $840M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.

No capital, liquidity or asset-quality ratios are reported for RESOURCE BANK in Q3 2026; none is estimated.

Against banks of similar size for the same filing period: Efficiency ratio (official UBPR): 0.734 against a peer median of 0.654, a 72.8th percentile position among 801 peers. Net interest margin (official UBPR): 0.033 against a peer median of 0.031, a 60.0th percentile position among 801 peers. Interest Income (TE) as a percent of Average Assets: 0.051 against a peer median of 0.050, a 51.5th percentile position among 801 peers. Interest Expense as a percent of Average Assets: 0.019 against a peer median of 0.021, a 36.5th percentile position among 801 peers.

The loan-to-deposit ratio computed from net loans and total deposits was 108.99% in Q3 2026, against 94.42% in Q3 2023. A rising ratio means the bank is lending a larger share of its deposits.