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Regulatory profile
Richwood, OH · FDIC certificate #12978 · RSSD 150727
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.3B | $1.1B | $0.9B | 1.26% | 13.08% | 4.35% |
| 2026-03-31 | $1.3B | $1.1B | $0.9B | 1.13% | 11.92% | 4.33% |
| 2025-12-31 | $1.2B | $1.0B | $0.8B | 1.09% | 13.35% | 4.03% |
| 2025-09-30 | $1.2B | $1.1B | $0.9B | 1.19% | 15.10% | 3.91% |
| 2025-06-30 | $1.2B | $1.1B | $0.8B | 1.04% | 13.98% | 3.80% |
| 2025-03-31 | $1.3B | $1.1B | $0.8B | 0.98% | 13.65% | 3.69% |
| 2024-12-31 | $1.2B | $1.1B | $0.8B | 0.91% | 13.55% | 3.58% |
| 2024-09-30 | $1.3B | $1.1B | $0.8B | 0.91% | 13.71% | 3.53% |
| 2024-06-30 | $1.2B | $1.0B | $0.8B | 0.88% | 13.77% | 3.50% |
| 2024-03-31 | $1.3B | $1.1B | $0.8B | 0.66% | 10.57% | 3.16% |
| 2023-12-31 | $1.2B | $0.9B | $0.8B | 0.79% | 13.38% | 3.34% |
| 2023-09-30 | $1.1B | $1.0B | $0.8B | 0.83% | 14.56% | 3.39% |
| 2023-06-30 | $1.1B | $0.9B | $0.8B | 0.90% | 15.28% | 3.40% |
| 2023-03-31 | $1.1B | $1.0B | $0.7B | 0.89% | 15.37% | 3.37% |
| 2022-12-31 | $1.1B | $1.0B | $0.7B | 1.06% | 15.46% | 3.68% |
| 2022-09-30 | $1.0B | $1.0B | $0.7B | 1.03% | 14.38% | 3.66% |
| 2022-06-30 | $1.0B | $0.9B | $0.6B | 1.03% | 13.11% | 3.56% |
| 2022-03-31 | $1.1B | $1.0B | $0.6B | 0.91% | 10.79% | 3.37% |
| 2021-09-30 | $1.1B | $1.0B | $0.6B | 1.24% | 14.30% | 3.58% |
| 2021-06-30 | $1.1B | $1.0B | $0.6B | 1.11% | 12.73% | 3.36% |
| 2021-03-31 | $1.1B | $1.0B | $0.6B | 1.17% | 13.21% | 3.40% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1250651 · 1988-10-31 to current
2018-12-08RSSD 605973 → 150727 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.