Regulatory profile
FDIC certificate #12978 · RSSD 150727
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
The Richwood Banking Company changed deposits by -1737 USD thousands and market share by -0.191767 points in Delaware County, OH
Source ↗The Richwood Banking Company changed deposits by 15865 USD thousands and market share by -0.006856 points in OH
Source ↗The Richwood Banking Company changed deposits by 2303 USD thousands and market share by -0.011909 points in Marion County, OH
Source ↗The Richwood Banking Company changed deposits by 12456 USD thousands and market share by -0.679186 points in Union County, OH
Source ↗The Richwood Banking Company changed deposits by -1526 USD thousands and market share by -0.247435 points in Clark County, OH
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Springfield | OH | 2 | 0 | Unavailable |
| Bellefontaine | OH | 1 | 0 | Unavailable |
| Delaware | OH | 1 | 0 | Unavailable |
| Huntsville | OH | 1 | 0 | Unavailable |
| Larue | OH | 1 | 0 | Unavailable |
| Marysville | OH | 1 | 0 | Unavailable |
| Plain City | OH | 1 | 0 | Unavailable |
| Richwood | OH | 1 | 1 | Unavailable |
Reviewed NIC structure change on 2018-12-08: RSSD 605973 → 150727 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State |
|---|
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 1250651 · 1988-10-31 to current
None matched.
2018-12-08RSSD 605973 → 150727 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.3B | $1.1B | $0.9B | 1.26% | 13.08% | 4.35% |
| 2026-03-31 | $1.3B | $1.1B | $0.9B | 1.13% | 11.92% | 4.33% |
| 2025-12-31 | $1.2B | $1.0B | $0.8B | 1.09% | 13.35% | 4.03% |
| 2025-09-30 | $1.2B | $1.1B | $0.9B | 1.19% | 15.10% | 3.91% |
| 2025-06-30 | $1.2B | $1.1B | $0.8B | 1.04% | 13.98% | 3.80% |
| 2025-03-31 | $1.3B | $1.1B | $0.8B | 0.98% | 13.65% | 3.69% |
| 2024-12-31 | $1.2B | $1.1B | $0.8B | 0.91% | 13.55% | 3.58% |
| 2024-09-30 | $1.3B | $1.1B | $0.8B | 0.91% | 13.71% | 3.53% |
| 2024-06-30 | $1.2B | $1.0B | $0.8B | 0.88% | 13.77% | 3.50% |
| 2024-03-31 | $1.3B | $1.1B | $0.8B | 0.66% | 10.57% | 3.16% |
| 2023-12-31 | $1.2B | $0.9B | $0.8B | 0.79% | 13.38% | 3.34% |
| 2023-09-30 | $1.1B | $1.0B | $0.8B | 0.83% | 14.56% | 3.39% |
| 2023-06-30 | $1.1B | $0.9B | $0.8B | 0.90% | 15.28% | 3.40% |
| 2023-03-31 | $1.1B | $1.0B | $0.7B | 0.89% | 15.37% | 3.37% |
| 2022-12-31 | $1.1B | $1.0B | $0.7B | 1.06% | 15.46% | 3.68% |
| 2022-09-30 | $1.0B | $1.0B | $0.7B | 1.03% | 14.38% | 3.66% |
| 2022-06-30 | $1.0B | $0.9B | $0.6B | 1.03% | 13.11% | 3.56% |
| 2022-03-31 | $1.1B | $1.0B | $0.6B | 0.91% | 10.79% | 3.37% |
| 2021-09-30 | $1.1B | $1.0B | $0.6B | 1.24% | 14.30% | 3.58% |
| 2021-06-30 | $1.1B | $1.0B | $0.6B | 1.11% | 12.73% | 3.36% |
| 2021-03-31 | $1.1B | $1.0B | $0.6B | 1.17% | 13.21% | 3.40% |
| Deposits |
|---|
| Market share |
|---|
| Rank |
|---|
| Year over year |
|---|
| OH | $1.1B | 0.19% | 37 | Continuing · -0.01 pp |
|---|
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.